San Diego County property record for 3092 Cedar St, San Diego, CA 92102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,432 sqft · built 2014 |
| Lot Size | 0.114 acres (4,959 sqft) |
| Owner | Individual Name on File |
| Last Sale | $999,000 (Oct 2020) |
| Tax Bill | $14,089 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Aug 2022 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 539-371-07-00 |
| Primary APN | 539-371-07-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 4,959 sqft (0.114 acres) |
| Street Address | 3092 CEDAR ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92102-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | BLK 3 LOTS 21 THRU 24 ST CLSD ADJ & E 1/2 TR 000452 |
| Legal Subdivision | M SANTEES SUB |
| Legal Tract | 000452 |
| Legal Block | 3 |
| Legal Lot Number | 21-24 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4400 |
Source: San Diego County assessment roll, APN 539-371-07-00, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1130 WALL ST, LA JOLLA, CA 92037-4531 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN TITLE INSURANCE |
| Aug 03, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU |
| Oct 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Feb 18, 2020 | Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC |
| Oct 02, 2020 | Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Dec 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TERRI BETHEL |
| Jan 18, 2017 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Jan 18, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2020 · Amount on Record |
| Deed Sale | Oct 02, 2020 · Amount on Record |
| Prior Sale | Jan 18, 2017 · Amount on Record |
| Deed Document Number | 2020595961 |
| Prior Transfer Date | Jan 11, 2017 |
| Prior Transfer Doc | 0000027908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Document Number | 0000119893 |
|---|---|
| Date | May 13, 2024 |
| Instrument | 2024-0119893 |
| Name | FIRST AMERICAN TITLE INSURANCE |
|---|---|
| Type | Insurance Company |
| Address | OCEANSIDE, CA 92056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1130 WALL ST 572, 572, LA JOLLA, CA 92037-4531 |
| Document Number | 0000314738 |
|---|---|
| Date | Aug 03, 2022 |
| Instrument | 2022-0314738 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Document Number | 0000182902 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022-0182902 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | May 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 310 4TH AVE S 5010, 5010, MINNEAPOLIS, MN 55415-1053 |
| Document Number | 0000699856 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 2021-0699856 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000081354 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 2020-0081354 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 02, 2020 |
| Property Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Document Number | 0000595961 |
| Map Reference | MAP 452 |
| Instrument Date | Sep 08, 2020 |
| Instrument | 2020-0595961 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 4TH AVE S STE 5010, 5010, MINNEAPOLIS, MN 55415-1053 |
| Document Number | 0000595962 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 2020-0595962 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Document Number | 0000532218 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3092 CEDAR ST SAN DIEGO CA 921021531, SAN DIEGO, CA 92102-1531 |
| Document Number | 0000532218 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 532218 |
| Name | TERRI BETHEL |
|---|---|
| Address | 3033 5TH AVE # 225, SAN DIEGO, CA 92103-5828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 18, 2017 |
| Property Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Document Number | 0000027908 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 27908 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3092 CEDAR ST SAN DIEGO CA 921021531, SAN DIEGO, CA 92102-1531 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 18, 2017 |
| Property Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
| Document Number | 0000027909 |
| Map Reference | MAP452 |
| Instrument Date | Nov 29, 2016 |
| Instrument | 2017-0027909 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3092 CEDAR ST, SAN DIEGO, CA 92102-1531 |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,102,971 (+2%) Land $596,493 Building $506,478 | |
| 2025 | $14,089.00 (+10.36%) | $1,081,346 (+4.04%) Land $584,798 Building $496,548 |
| 2023 | $12,766.00 (+2.73%) | $1,039,358 Land $562,091 Building $477,267 |
| 2022 | $12,427.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730044001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 834 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: California Internet, T-Mobile USA.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system CA3710020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures