3091 Test Rd, Richmond, IN 47374 Property Records

Wayne County property record for 3091 Test Rd, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1984
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on File
Tax Bill	$836 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`015-01642-00`

Property Details

APN / Parcel Number

Primary APN	`015-01642-00`
Alternative APNs	`89-17-12-300-205.000-028` `491230020500015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Material	Asphalt
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	491230020500015
Street Address	3091 TEST RD
City	RICHMOND
State	IN
Zip	47374-4969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 CLEAR CREEK HEIGHTS SUB DIV 1ST ADDN & E 1/2 VAC ST
Legal Subdivision	CLEAR CREEK HEIGHTS SUB
Legal Lot Number	11
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2066
Census Tract	10700

Owner

3091 Test Rd is owned and occupied by two individuals who acquired it in June 2026.

Source: Wayne County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3091 TEST RD, RICHMOND, IN 47374-4969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026
Deed Sale	Jun 1, 2026
Deed Document Number	20264028
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 1, 2026
Property Address	3091 TEST RD, RICHMOND, IN 47374-4969
Document Number	0000004028
Instrument Date	May 27, 2026
Instrument	20264028
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 TEST RD, RICHMOND, IN 47374-4969

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	3091 TEST RD, RICHMOND, IN 47374-4969
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019005369
Date	Jul 17, 2019
Instrument	2019005369

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3091 Test Rd was $836, up 2.6% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (+2.58%)	$118,600 Land $24,500 Building $94,100	$118,600 Land $24,500 Building $94,100
2024	$815.00
2023		$92,800 (-0.85%) Land $18,400 Building $74,400	$92,800 (-0.85%) Land $18,400 Building $74,400
2022	$725.00	$93,600 Land $18,400 Building $75,200	$93,600 Land $18,400 Building $75,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3091 Test Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Nov 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3091 Test Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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