3091 NW 43rd Ter, Miami, FL 33142 Property Records

Miami-Dade County property record for 3091 NW 43rd Ter, Miami, FL 33142

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 2006
Lot Size	0.12 acres (5,220 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2006)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-3121-028-0885`

Property Details

APN / Parcel Number

Primary APN	`30-3121-028-0885`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	1,813 sqft
1st Floor Area	1,778 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,220 sqft (0.12 acres)
Lot Dimensions	87 ft deep x 60 ft wide
Porch	Porch
Porch Area	18 sqft

Location & Zoning

Street Address	3091 NW 43RD TER
City	MIAMI
State	FL
Zip	33142-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5700
Legal Description	ROOSEVELT PK ADD NO 1 PB 9-165 LOTS 24 & 25 BLK 9 LOT SIZE 60.000 X 87 FAU 30-3121-028-0850 OR 19986-4265 1001 3 COC 24787-1791 07 2006 5
Legal Range	41E
Legal Township	53S
Legal Section	21
Legal Subdivision	ROOSEVELT PK ADD NO 1
Legal Block	9
Legal Lot Number	24,25
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3011
Census Tract	1702

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3091 NW 43RD TER, MIAMI, FL 33142-4415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage DADE COUNTY FCU
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2006 · Amount on Record
Deed Sale	Aug 3, 2006 · Amount on Record
Deed Document Number	2006841665
Deed Book / Page	24787 / 1791
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3091 NW 43RD TER, MIAMI, FL 33142-4415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251564
Date	Apr 27, 2020
Book Page	31913/4772
Instrument	2020R0251564

Lender

Name	DADE COUNTY FCU
Type	Credit Union
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3091 NW 43RD TER, MIAMI, FL 33142-4415
Document Number	0000711528
Book / Page	030798 / 003003
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 NW 43RD TER MIAMI FL 331424415, MIAMI, FL 33142-4415

Mortgage

Document Number	0000711528
Date	Dec 19, 2017
Book Page	030798/003003
Instrument	711528

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00 (+13.96%) Homeowner's exemption	$117,151 (+5.99%)	$462,259 (+14.44%) Land $182,700 Building $279,559
2023	$1,769.00 (+5.42%) Homeowner's exemption	$110,534 (+3%)	$403,938 (+16.84%) Land $146,226 Building $257,712
2022	$1,678.00 Homeowner's exemption	$107,315	$345,721 Land $94,101 Building $251,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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