3091 Kit Fox Way, Franklin, OH 45005 Property Records

Warren County property record for 3091 Kit Fox Way, Franklin, OH 45005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 2022
Lot Size0.322 acres (14,039 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Jun 2025)
Tax Bill$3,924 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jun 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-21-472-005-0

Property Details

APN / Parcel Number

Primary APN08-21-472-005-0
Alternative APNs
  • 0821472005
  • 821472005
  • 1702362

Interior

Bedrooms3 Beds
Full Baths2 Baths

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Lot Area14,039 sqft (0.322 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number1702362
Street Address3091 KIT FOX WAY
CityFRANKLIN
StateOH
Zip45005-3697
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRAILS GREYCLIFF 8A LOT 223
Legal SubdivisionTRAILS GREYCLIFF 8A
Legal Block362
Legal Lot Number223
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1045
Census Tract30700

Owner

Source: Warren County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3091 KIT FOX WAY, FRANKLIN, OH 45005-3697
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CREDIT UNION INC
Jun 30, 2025Warranty Deed, Transfer · Conventional Mortgage
WRIGHT-PATT CREDIT UNION INC
Jan 5, 2024Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Mar 15, 2023Deed, Subdivision Related Transfer · FHA Mortgage
VICTORY MORTGAGE LLC
May 5, 2022Warranty Deed, Transfer · Unknown
FISCHER LENDING COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleFeb 24, 2025 · Amount on Record
Deed Document Number202515256
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address3091 KIT FOX WAY, FRANKLIN, OH 45005-3697
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 KIT FOX WAY, FRANKLIN, OH 45005-3697

Mortgage

Document Number0000027424
DateOct 29, 2025
Instrument2025-027424
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45431
Agreement
TypeLine of Credit
Term301 Months
DueNov 25, 2050

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateJun 30, 2025
Property Address3091 KIT FOX WAY, FRANKLIN, OH 45005-3697
Document Number0000015256
Map ReferenceFILE 2022-008624
Instrument DateMay 12, 2025
Instrument2025-015256
Transaction TypeTransfer
Record UpdatedFeb 23, 2026
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3091 KIT FOX WAY, FRANKLIN, OH 45005-3697

Mortgage

Document Number0000015257
DateJun 30, 2025
Instrument2025-015257
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateJun 12, 2040
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Max Rate10.5%

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateJan 5, 2024
Property Address3091 KIT FOX WAY, FRANKLIN, OH 45005-3697
Document Number0000000334
Map ReferenceDOC 2022-008624
Instrument DateJan 3, 2024
Instrument2024-000334
Transaction TypeTransfer
Record UpdatedMay 14, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3091 KIT FOX WAY, FRANKLIN, OH 45005-3697

Mortgage

Document Number0000000335
DateJan 5, 2024
Instrument2024-000335
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

March 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionWARREN OH
Recording DateMar 15, 2023
Property Address3091 KIT FOX WAY, FRANKLIN, OH 45005-3697
Document Number0000004784
Map ReferenceDOC 2022-008624
Instrument DateMar 6, 2023
Instrument2023-004784
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 14, 2024
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 KIT FOX WAY, FRANKLIN, OH 45005-3697
InvestorPossibly a Property Investor

Mortgage

Document Number0000004785
DateMar 15, 2023
Instrument2023-004785
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateMay 5, 2022
Property Address3091 KIT FOX WAY, FRANKLIN, OH 45005-3697
Document Number0000015331
Instrument DateApr 29, 2022
Instrument2022-015331
Transaction TypeTransfer
Record UpdatedMay 14, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Mortgage

Document Number0000017486
DateMay 24, 2022
Instrument2022-017486
Lender
NameFISCHER LENDING COMPANY LLC
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
TypeUnknown
AmountAmount Recorded
Term11 Months
DueMar 31, 2023

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,924.00 (-0.2%)$108,630 (%) Land $24,500 Building $84,130$310,380 (-) Land $70,000 Building $240,380
2024$3,932.00 (+33.7%)$108,633 (+48.71%) Land $24,500 Building $84,133$310,380 (+48.71%) Land $70,000 Building $240,380
2023$2,941.00$73,052 Land $14,455 Building $58,597
2022$208,720 Land $41,300 Building $167,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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