3091 Johnson Ave, San Luis Obispo, CA 93401 Property Records

San Luis Obispo County property record for 3091 Johnson Ave, San Luis Obispo, CA 93401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,172 sqft · built 1890
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$599,000 (Jul 2025)
Tax Bill	$5,140 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-972-038`

Property Details

APN / Parcel Number

Primary APN	`004-972-038`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3091 JOHNSON AVE
City	SAN LUIS OBISPO
State	CA
Zip	93401-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY SLO T30S R12E PTN SEC 36
Legal Block	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	SAN LUIS OBISPO
Census Block Group	3
Census Block	3023
Census Tract	11001

Owner

3091 Johnson Ave is owned by a company that bought it in July 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	2310 CAMINO EDNA, SAN LUIS OBISPO, CA 93401-8327
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP
Mar 6, 2017	Deed of Trust, Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	Aug 14, 2015 · Amount on File
Deed Document Number	202520570
Prior Transfer Date	Feb 26, 2002
Prior Transfer Doc	0000018734
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3091 JOHNSON AVE, SAN LUIS OBISPO, CA 93401-5806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 LIDO PARK DR 15, 15, NEWPORT BEACH, CA 92663-4414

Mortgage

Document Number	0000057594
Date	Oct 15, 2020
Instrument	2020057594

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3091 JOHNSON AVE, SAN LUIS OBISPO, CA 93401-5806
Document Number	0000018880
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 LIDO PARK DR #15 NEWPORT BEACH CA 926634414, 15, NEWPORT BEACH, CA 92663-4414

Mortgage

Document Number	0000018880
Date	Apr 20, 2020
Instrument	18880

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3091 JOHNSON AVE, SAN LUIS OBISPO, CA 93401-5806
Document Number	0000041519
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 LIDO PARK DR #15 NEWPORT BEACH CA 926634414, 15, NEWPORT BEACH, CA 92663-4414

Mortgage

Document Number	0000041519
Date	Sep 30, 2019
Instrument	41519

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3091 JOHNSON AVE, SAN LUIS OBISPO, CA 93401-5806
Document Number	0000010726
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 LIDO PARK DR #15 NEWPORT BEACH CA 926634414, 15, NEWPORT BEACH, CA 92663-4414

Mortgage

Document Number	0000010726
Date	Mar 9, 2017
Instrument	10726

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3091 Johnson Ave was $5,140.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	San Luis Obispo City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$599,000 (+28.43%) Land $415,000 Building $184,000
2025	$5,140.00	$466,410 Land $355,136 Building $111,274
2023	$4,962.00 (+6.69%)	$448,301 Land $341,347 Building $106,954
2022	$4,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3091 Johnson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3091 Johnson Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LUIS OBISPO WATER DEPARTMENT serves 49,534 people · EPA ID CA4010009
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Peak WiFi, T-Mobile.

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