3091 Jamacha View Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 3091 Jamacha View Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,548 sqft · built 1990
Lot Size	0.268 acres (11,687 sqft)
Owner	2 Individual Names on File
Last Sale	$303,000 (Oct 1992)
Tax Bill	$8,719 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-331-24-00`

Property Details

APN / Parcel Number

Primary APN	`519-331-24-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,548 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mediterranean
Lot Area	11,687 sqft (0.268 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3091 JAMACHA VIEW DR
City	EL CAJON
State	CA
Zip	92019-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 200 TR 012084
Legal Subdivision	EL CAJON 4600-2
Legal Tract	012084
Legal Block	2
Legal Lot Number	200
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2015
Census Tract	21305

Owner

3091 Jamacha View Dr is owned and occupied by two individuals who bought it in October 1992.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3091 JAMACHA VIEW DR, EL CAJON, CA 92019-5138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1992 · Amount on File
Deed Sale	Oct 1, 1992 · Amount on File
Prior Sale	May 2, 1989 · Amount on File
Deed Document Number	1992623603
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3091 JAMACHA VIEW DR, EL CAJON, CA 92019-5138
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 JAMACHA VIEW DR, EL CAJON, CA 92019-5138

Mortgage

Document Number	0000770523
Date	Nov 5, 2021
Instrument	2021-0770523

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3091 JAMACHA VIEW DR, EL CAJON, CA 92019-5138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301434
Date	Jul 5, 2017
Instrument	2017-0301434

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN JOSE, CA 95113

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3091 JAMACHA VIEW DR, EL CAJON, CA 92019-5138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 JAMACHA VIEW DR, EL CAJON, CA 92019-5138

Mortgage

Document Number	0000822665
Date	Dec 22, 2020
Instrument	2020-0822665

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3091 Jamacha View Dr was $8,719 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$697,582 (+2%) Land $166,047 Building $531,535
2025	$8,719.00 Homeowner's exemption	$683,905 Land $162,792 Building $521,113
2023	$8,436.00 (+1.86%) Homeowner's exemption	$657,350 Land $156,471 Building $500,879
2022	$8,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3091 Jamacha View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3091 Jamacha View Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

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