3090 Senna Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 3090 Senna Dr, Matthews, NC 28105

Property Summary

Property Type	Commercial
Details	2,800 sqft · built 2005
Lot Size	0.62 acres (27,007 sqft)
Owner	Company Name on File
Last Sale	$462,000 (Sep 2006)
Tax Bill	$6,391 (2023)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`193-311-67`

Property Details

APN / Parcel Number

Primary APN	`193-311-67`

Interior

Stories	1 Story
Building Area	2,800 sqft Gross Area
1st Floor Area	2,800 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	27,007 sqft (0.62 acres)
Porch	Finished/Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3090 SENNA DR
City	MATTHEWS
State	NC
Zip	28105-6726
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-1SCD
Legal Description	L15 M36-840
Legal Subdivision	BELLASERA
Legal Block	1
Legal Lot Number	15
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1017
Census Tract	5709

Owner

3090 Senna Dr, a commercial property, is owned by a company that bought it in September 2006.

Source: Mecklenburg County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	3090 SENNA DR, MATTHEWS, NC 28105-6726
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
Oct 10, 2023	Warranty Deed, Transfer · Commercial Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2006 · Amount on File
Deed Sale	Sep 5, 2006 · Amount on File
Deed Document Number	2006183145
Deed Book / Page	21009 / 725
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3090 SENNA DR, MATTHEWS, NC 28105-6726
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13700 PROVIDENCE RD 100, 100, MATTHEWS, NC 28104-1000

Mortgage

Document Number	0000099857
Date	Oct 19, 2023
Book Page	38437/768
Instrument	2023099857

Lender

Name	AMERIS BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3090 SENNA DR, MATTHEWS, NC 28105-6726
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3090 SENNA DR, MATTHEWS, NC 28105-6726

Mortgage

Document Number	0000089529
Date	Sep 4, 2025
Book Page	39835/908
Instrument	2025089529

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3090 SENNA DR, MATTHEWS, NC 28105-6726
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13700 PROVIDENCE RD 100, 100, MATTHEWS, NC 28104-1000

Mortgage

Document Number	0000099857
Date	Oct 19, 2023
Book Page	38437/768
Instrument	2023099857

Lender

Name	AMERIS BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 10, 2023
Property Address	3090 SENNA DR, MATTHEWS, NC 28105-6726
Document Number	0000096671
Book / Page	38419 / 821
Map Reference	MB 36 PG 840
Instrument Date	Sep 29, 2023
Instrument	2023096671
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4334 BRITLEY LN, HARRISBURG, NC 28075-8699

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3090 SENNA DR, MATTHEWS, NC 28105-6726

Mortgage

Document Number	0000096672
Date	Oct 10, 2023
Instrument	2023096672

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$700,900 Land $424,800 Building $276,100	$700,900 Land $424,800 Building $276,100
2023	$6,391.00	$700,900 Land $424,800 Building $276,100	$700,900 Land $424,800 Building $276,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3090 Senna Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1982–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3090 Senna Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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