3090 Explorer Dr, Sacramento, CA 95827 Property Records

Sacramento County property record for 3090 Explorer Dr, Sacramento, CA 95827

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,114 sqft · built 1979
Lot Size	0.11 acres (4,769 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jun 2022)
Tax Bill	$5,214 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`068-0512-008-0000`

Property Details

APN / Parcel Number

Primary APN	`068-0512-008-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
1st Floor Area	1,114 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,769 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3090 EXPLORER DR
City	SACRAMENTO
State	CA
Zip	95827-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD 10
Legal Description	BRADSHAW WOODS 03, LOT 232
Legal Subdivision	BRADSHAW WOODS 03
Legal Lot Number	232
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	2
Census Block	2003
Census Tract	9004

Owner

3090 Explorer Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3090 EXPLORER DR, SACRAMENTO, CA 95827-2720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 2, 2022	Grant Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Sep 15, 2020	Deed of Trust, Mortgage · Conventional with PMI OCMBC INC
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 23, 2018	Grant Deed, Transfer · VA Mortgage BANK OF ENGLAND-LONOKE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	May 23, 2018 · Amount on File
Deed Book / Page	20220602 / 951
Prior Transfer Date	Jun 11, 2004
Prior Transfer Doc	2004001869
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3090 EXPLORER DR, SACRAMENTO, CA 95827-2720
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3090 EXPLORER DR, SACRAMENTO, CA 95827-2720

Mortgage

Document Number	0000000642
Date	Apr 19, 2022
Instrument	2022041900642

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 2, 2022
Property Address	3090 EXPLORER DR, SACRAMENTO, CA 95827-2720
Document Number	0000000951
Map Reference	MB 126 MAP 15
Instrument Date	May 27, 2022
Instrument	2022060200951
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3090 EXPLORER DR, SACRAMENTO, CA 95827-2720

Mortgage

Document Number	0000000952
Date	Jun 2, 2022
Instrument	2022060200952

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3090 EXPLORER DR, SACRAMENTO, CA 95827-2720
Document Number	2009211279
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3090 EXPLORER DR SACRAMENTO CA 958272720, SACRAMENTO, CA 95827-2720

Mortgage

Document Number	2009211279
Date	Sep 21, 2020
Instrument	2009211279

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3090 EXPLORER DR, SACRAMENTO, CA 95827-2720
Document Number	1907240342
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3090 EXPLORER DR SACRAMENTO CA 958272720, SACRAMENTO, CA 95827-2720

Mortgage

Document Number	1907240342
Date	Jul 24, 2019
Instrument	1907240342

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 23, 2018
Property Address	3090 EXPLORER DR, SACRAMENTO, CA 95827-2720
Document Number	1805231065
Instrument Date	Mar 27, 2018
Instrument	1805231065
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.25
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3090 EXLORER DR SACRAMENTO CA 95827, SACRAMENTO, CA 95827

Mortgage

Document Number	1805231066
Date	May 23, 2018
Instrument	1805231066

Lender

Name	BANK OF ENGLAND-LONOKE
Type	Bank
Address	LITTLE ROCK, AZ 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3090 Explorer Dr was $5,214 with a homeowner's exemption, up 2.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Rancho Cordova City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$454,619 (+2%) Land $73,063 Building $381,556
2025	$5,214.00 (+2.32%) Homeowner's exemption	$445,706 Land $71,631 Building $374,075
2024	$5,096.00 (+2.45%)
2023	$4,974.00 (+62.44%) Homeowner's exemption	$428,400 Land $68,850 Building $359,550
2022	$3,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3090 Explorer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3090 Explorer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - SUBURBAN ROSEMONT private · serves 54,893 people · EPA ID CA3410010
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	300 / 30
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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