Whatcom County property record for 3090 Eberly Rd, Bellingham, WA 98226
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1993 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,280 (Oct 2011) |
| Tax Bill | $3,446 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 491804 |
| Primary APN | 491804 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Concrete |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Deck Area | 676 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 491804 |
|---|---|
| Street Address | 3090 EBERLY RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9564 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 4 TEMPLETON SHORT PLAT AS REC BOOK 14 SHORT PLATS PG 66 93 BROOK STONE S#96063CKSBFM2BCATH 66X28 (TE AF 960214117) |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 32 |
| Legal Subdivision | TEMPLETON SHORT PLAT |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10702 |
3090 Eberly Rd, a mobile home, is owned and occupied by an individual who bought it in October 2011.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3090 EBERLY RD, BELLINGHAM, WA 98226-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit INDUSTRIAL CU OF WHATCOM COUNTY |
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit INDUSTRIAL CU |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL CREDIT UNION |
| Oct 12, 2018 | Deed of Trust, Mortgage · Line of Credit INDUSTRIAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2011 · Amount on File |
| Deed Sale | Oct 31, 2011 · Amount on File |
| Prior Sale | Dec 11, 2006 · Amount on File |
| Deed Document Number | 2111003146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3090 EBERLY RD, BELLINGHAM, WA 98226-9564 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|---|
| Address | 3090 EBERLY RD, BELLINGHAM, WA 98226-9564 |
| Document Number | 0001201789 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025-1201789 |
| Name | INDUSTRIAL CU OF WHATCOM COUNTY |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3090 EBERLY RD, BELLINGHAM, WA 98226-9564 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3090 EBERLY RD, BELLINGHAM, WA 98226-9564 |
| Document Number | 0000300677 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024-0300677 |
| Name | INDUSTRIAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3090 EBERLY RD, BELLINGHAM, WA 98226-9564 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000501217 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021-0501217 |
| Name | INDUSTRIAL CREDIT UNION |
|---|---|
| Address | BELLINGHAM, WA 98227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3090 EBERLY RD, BELLINGHAM, WA 98226-9564 |
| Document Number | 2181001578 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 3090 EBERLY RD BELLINGHAM WA 982269564, BELLINGHAM, WA 98226-9564 |
| Document Number | 2181001578 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 1001578 |
| Name | INDUSTRIAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-1767 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3090 Eberly Rd was $3,446.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,446.00 | $447,152 Land $281,847 Building $165,305 | $447,152 Land $281,847 Building $165,305 |
| 2022 | $575,246 Land $372,135 Building $203,111 | $575,246 Land $372,135 Building $203,111 | |
| 2021 | $3,513.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3090 Eberly Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3090 Eberly Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Astound Broadband Cable | 1,500 / 50 |
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