309 Wye Oak, Laredo, TX 78043 Property Records

Webb County property record for 309 Wye Oak, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,538 sqft · built 2014
Lot Size	0.273 acres (11,909 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Dec 2021)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`929-90006-050`

Property Details

APN / Parcel Number

Primary APN	`929-90006-050`
Alternative APN	`438012`

Interior

Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	2,057 sqft
1st Floor Area	1,538 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,909 sqft (0.273 acres)
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	534 sqft

Location & Zoning

Street Address	309 WYE OAK
City	LAREDO
State	TX
Zip	78043-5079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ROYAL OAKS, BLOCK 6, LOT 5, PHASE 2
Legal Subdivision	ROYAL OAKS
Legal Phase	2
Legal Block	6
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2011
Census Tract	1825

Owner

309 Wye Oak is owned and occupied by two individuals who bought it in December 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 WYE OAK, LAREDO, TX 78043-5079
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 28, 2022	Vendor's Lien, Transfer · Commercial Mortgage TEXAS COMMUNITY BANK
Dec 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	Nov 4, 2014 · Amount on File
Deed Document Number	20211450516
Deed Book / Page	5164 / 355
Prior Transfer Date	Nov 3, 2014
Prior Transfer Doc	003700/532
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	309 WYE OAK, LAREDO, TX 78043-5079
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005569/413
Date	Dec 5, 2023
Book Page	5569/413
Instrument	1516781

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	309 WYE OAK, LAREDO, TX 78043-5079
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 WYE OAK, LAREDO, TX 78043-5079

Mortgage

Document Number	004881/281
Date	Oct 13, 2020
Book Page	4881/281
Instrument	1407053

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Nov 1, 2044

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 28, 2022
Property Address	309 WYE OAK, LAREDO, TX 78043-5079
Document Number	005299/704
Book / Page	5299 / 704
Map Reference	VOL 39 PG 70-71
Instrument Date	Jun 22, 2022
Instrument	1471922
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8114 STATE HIGHWAY 359, 8114, LAREDO, TX 78043-5286

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 WYE OAK, LAREDO, TX 78043-5079

Mortgage

Document Number	0001471923
Date	Jun 28, 2022
Instrument	1471923

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 22, 2032

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Dec 2, 2021
Property Address	309 WYE OAK, LAREDO, TX 78043-5079
Document Number	005164/355
Book / Page	5164 / 355
Map Reference	VOL 29 PG 60&61
Instrument Date	Oct 22, 2021
Instrument	1450516
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 WYE OAK, LAREDO, TX 78043-5079

Mortgage

Document Number	0001450517
Date	Dec 2, 2021
Instrument	1450517

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 309 Wye Oak was $1,467 with a homeowner's exemption, up 1.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,269 (-0.57%) Land $98,130 Building $190,139	$288,269 (-0.57%) Land $98,130 Building $190,139
2025	$1,467.00 (+1.8%) Homeowner's exemption	$289,912 Land $98,130 Building $191,782	$289,912 Land $98,130 Building $191,782
2024	$1,441.00
2023		$258,913 Land $88,960 Building $169,953	$258,913 Land $88,960 Building $169,953
2022	$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Wye Oak in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Wye Oak is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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