Effingham County property record for 309 Windsor Rd, Guyton, GA 31312 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,870 sqft · built 2013 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Apr 2020) |
| Tax Bill | $3,979 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Dec 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0375G-024-000 |
| Primary APN | 0375G-024-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,870 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Mixed |
| Garage Area | 460 sqft |
| Carport | Carport |
| Carport Area | 840 sqft |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 9949 |
|---|---|
| Old Parcel Number | 0375G024 |
| Street Address | 309 WINDSOR RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-5826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .27 AC LOT 24 (OUT 375-18) |
| Legal Subdivision | BUCKINGHAM PLANTATION |
| Legal Phase | 1A |
| Legal Lot Number | 24 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30404 |
Source: Effingham County records · APN 0375G-024-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 309 WINDSOR RD, GUYTON, GA 31312-5826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 07, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Apr 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Aug 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage WR STARKEY MORTGAGE LLP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on Record |
| Deed Sale | Apr 30, 2020 · Amount on Record |
| Prior Sale | Aug 17, 2017 · Amount on Record |
| Deed Document Number | 0002591406 |
| Deed Book / Page | 2591 / 406 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 309 WINDSOR RD, GUYTON, GA 31312-5826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 WINDSOR RD, GUYTON, GA 31312-5826 |
| Document Number | 0000002777/0000000419 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 0000002777/0000000419 |
| Instrument | 003847 |
| Name | TRUIST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 309 WINDSOR RD, GUYTON, GA 31312-5826 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 309 WINDSOR RD, GUYTON, GA 31312-5826 |
| Document Number | 0000002885/0000000067 |
|---|---|
| Date | Dec 07, 2023 |
| Book Page | 0000002885/0000000067 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 30, 2020 |
| Property Address | 309 WINDSOR RD, GUYTON, GA 31312-5826 |
| Document Number | 002591/406 |
| Book / Page | 2591 / 406 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 2020-001185 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 WINDSOR RD, GUYTON, GA 31312-5826 |
| Document Number | 0000002591/0000000408 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 0000002591/0000000408 |
| Instrument | 004388 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 17, 2017 |
| Property Address | 309 WINDSOR RD, GUYTON, GA 31312-5826 |
| Document Number | 002425/319 |
| Book / Page | 2425 / 319 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 2017-002333 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 WINDSOR RD, GUYTON, GA 31312-5826 |
| Document Number | 2425/320 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 2425/320 |
| Instrument | 007917 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,979.00 (+10.71%) Homeowner's exemption | $160,079 (+3.49%) Land $30,000 Building $130,079 | $400,197 (+3.49%) Land $75,000 Building $325,197 |
| 2024 | $3,594.00 (+25.66%) Homeowner's exemption | $154,680 (+4.41%) Land $30,000 Building $124,680 | $386,701 (+4.41%) Land $75,000 Building $311,701 |
| 2023 | $2,860.00 (-15.91%) Homeowner's exemption | $148,143 (+15.12%) Land $20,800 Building $127,343 | $370,357 (+15.11%) Land $52,000 Building $318,357 |
| 2022 | $3,401.00 Homeowner's exemption | $128,691 Land $18,800 Building $109,891 | $321,728 Land $47,000 Building $274,728 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030304041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 50% of the US · above 64% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planters Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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