309 Windermere Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 309 Windermere Way, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2022
Square Footage	2,875 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$590,089 (2022)
Tax Bill	$8,718.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023723-1970`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Building Area	2,875 sqft Living Area
Gross Area	3,515 sqft Gross Area
1st Floor	1,420 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	640 sqft Garage
Porch Area	128 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	309 WINDERMERE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-7567
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	100/21-40 BEACON LAKE PHASE 2C LOT 197 OR5506/1806
Legal Range	28E
Legal Township	05S
Legal Section	15
Legal Subdivision	BEACON LAKE PHASE 2C
Legal Phase	2C
Legal Block	1
Legal Lot Number	197
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2031
Census Tract	20904

Owner

Source: St. Johns County records · APN 023723-1970

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7567
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2022 · Amount on Record
Deed Sale	Mar 03, 2022 · Amount on Record
Deed Doc Number	202223393
Deed Book / Page	5506 / 1870
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 03, 2022
Property Address	309 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7567
Document Number	0055061870
Book / Page	5506 / 1870
Map Reference	MB 100 PG 21-40
Instrument Date	Feb 25, 2022
Instrument	2022023393
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.70
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	309 WINDERMERE WAY, ST AUGUSTINE, FL 32095-7567

Mortgage

Document Number	0055061872
Date	Mar 03, 2022
Instrument	5506/1872

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,960 (+2.7%)	$538,346 (-3.88%) Land $120,000 Building $418,346
2025	$8,718.00 (+8.11%) Homeowner's exemption	$425,472 (+2.9%)	$560,091 (+1.55%) Land $120,000 Building $440,091
2024	$8,064.00 (+3.13%) Homeowner's exemption	$413,481 (+3%)	$551,525 (+7.95%) Land $120,000 Building $431,525
2023	$7,819.00 (+81.08%) Homeowner's exemption	$401,438 (+321.68%)	$510,888 (+436.65%) Land $120,000 Building $390,888
2022	$4,318.00	$95,200	$95,200 Land $95,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 529 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.