309 Willow Dr, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 309 Willow Dr, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1956
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$411,000 (Jul 2022)
Tax Bill	$8,872 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-04202-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`35-04202-0000-00011`
Alternative APNs	`3501315000000008` `00075912`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Deck Area	796 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00075912
Street Address	309 WILLOW DR
City	NEPTUNE
State	NJ
Zip	07753-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	HAMILTON GARDENS SEC 02
Legal Block	4202
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	2
Census Block	2008
Census Tract	808002

Owner

309 Willow Dr is owned and occupied by an individual who bought it in July 2022.

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	309 WILLOW DR, NEPTUNE, NJ 07753-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Sep 14, 2004 · Amount on File
Deed Document Number	202271327
Deed Book / Page	9604 / 4550
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 11, 2022
Property Address	309 WILLOW DR, NEPTUNE, NJ 07753-3339
Document Number	0096044550
Book / Page	9604 / 4550
Instrument Date	Jun 29, 2022
Instrument	2022071327
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,320.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15202 BAINBRIDGE WAY, 15202, FREEHOLD, NJ 07728-4880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 WILLOW DR, NEPTUNE, NJ 07753-3339

Mortgage

Document Number	2022071328
Date	Jul 11, 2022
Instrument	2022071328

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 309 Willow Dr was $8,872, up 30.2% from the year before.

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,500 (+6.91%) Land $358,600 Building $156,900	$515,500 (+6.91%) Land $358,600 Building $156,900
2025	$8,872.00 (+30.16%)	$482,200 Land $280,000 Building $202,200	$482,200 Land $280,000 Building $202,200
2024	$6,816.00
2023		$360,800 Land $196,400 Building $164,400	$360,800 Land $196,400 Building $164,400
2022	$5,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Willow Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2005–2018)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2018 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Willow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20