309 William St, Key West, FL 33040 Property Records

Monroe County property record for 309 William St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 860 sqft · built 1924
Lot Size0.061 acres (2,650 sqft)
OwnerCompany Name on File
Last Sale$900,000 (Sep 2025)
Tax Bill$5,794 (2024)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone AE (high risk)
APN00003170-000000

Property Details

APN / Parcel Number

Primary APN00003170-000000
Alternative APNs
  • 01010100003170000000
  • 1003298

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area860 sqft Living Area
1st Floor Area860 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1975
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,650 sqft (0.061 acres)
Lot Dimensions50 ft deep x 53 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area130 sqft
Deck Area40 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1003298
Street Address309 WILLIAM ST
CityKEY WEST
StateFL
Zip33040-6845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW PT LOT 3 SQR 21 OR147-87 OR844-1796 OR3279-1749 OR3279-1750 OR3297-2101 OR3303-158
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 21
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1010
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

309 William St is owned by a company that bought it in September 2025.

Source: Monroe County records, as of December 8, 2025

Owner of RecordCompany Name on File
Mailing Address1225 MCNUTT ST, HERCULANEUM, MO 63048-1517
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2025 · Amount on File
Deed SaleSep 9, 2025 · Amount on File
Prior SaleFeb 12, 2025 · Amount on File
Deed Document Number20252514622
Deed Book / Page3344 / 87
Prior Transfer DateSep 8, 2025
Prior Transfer Doc0033440087
Record UpdatedOct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateSep 9, 2025
Property Address309 WILLIAM ST, KEY WEST, FL 33040-6845
Document Number0033440087
Book / Page3344 / 87
Instrument DateSep 8, 2025
Instrument2514622
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address23 WINDCASTLE DR, SAINT CHARLES, MO 63304-0446

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 MCNUTT ST, HERCULANEUM, MO 63048-1517

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,218,863 (+77.48%) Land $1,119,095 Building $99,768$1,218,863 (+0.31%) Land $1,119,095 Building $99,768
2024$5,794.00 (+312.09%) Homeowner's exemption$686,755 (+346.57%)$1,215,115 (+18.07%) Land $1,113,636 Building $101,479
2023$1,406.00 (+4.93%) Homeowner's exemption$153,784 (+3%)$1,029,168 (+25.66%) Land $933,489 Building $95,679
2022$1,340.00 Homeowner's exemption$149,305$818,997 Land $723,318 Building $95,679

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 William St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
incl. 40 condo units
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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