Pender County property record for 309 Whitebridge Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,445 sqft · built 1992 |
| Lot Size | 2.11 acres (92,347 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,321 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3281-39-5694-0000 |
| Primary APN | 3281-39-5694-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,445 sqft Living Area |
| Flooring | Hardwood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 92,347 sqft (2.11 acres) |
| Porch | Porch |
| Porch Area | 450 sqft |
| Deck Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400063953 |
|---|---|
| Old Parcel Number | 3281 39 5694 0000 |
| Street Address | 309 WHITEBRIDGE RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | LOT 5 PB 23/140 WHITE BRIDGE |
| Legal Subdivision | WHITEBRIDGE |
| Legal Lot Number | 5 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 920202 |
Source: Pender County records · APN 3281-39-5694-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2003 |
| Deed Sale | Dec 03, 2003 |
| Deed Document Number | 0002292275 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 309 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046862392 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 4686/2392 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2029 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,321.00 (+9.98%) | $992,999 (+122.87%) Land $219,040 Building $773,959 | $992,999 (+122.87%) Land $219,040 Building $773,959 |
| 2023 | $445,554 (-) Land $139,000 Building $306,554 | $445,554 (-) Land $139,000 Building $306,554 | |
| 2022 | $3,929.00 | $445,554 Land $139,000 Building $306,554 | $445,554 Land $139,000 Building $306,554 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 142 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 146 units insured incl. 4 condo units |
| Nearby Flood Claims | 65 (1996–2024) |
| Claims Outside the SFHA | 26 of 65 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 24 locations within half a mile of this property.
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