309 Wheeler St, Washington, VA 22747 Property Records

Rappahannock County property record for 309 Wheeler St, Washington, VA 22747

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,210 sqft · built 1926
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Dec 2024)
Tax Bill	$1,794 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0 20A 1 143`

Property Details

APN / Parcel Number

Primary APN	`0 20A 1 143`
Alternative APNs	`20A 1 143` `2022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,210 sqft Total Area
1st Floor Area	672 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Metal
Lot Area	6,621 sqft (0.151 acres)
Terrain	Rolling
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	2022
Old Parcel Number	0 20A 1 143
Street Address	309 WHEELER ST
City	WASHINGTON
State	VA
Zip	22747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.1520 ACS 2024 # 983 ROS 2022 #1003 2020 #558 2010 #380 2019 WILL #56
Legal Lot Number	18 2001
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2062
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Historic District listed 1975 · 159 contributing resources · NRIS 75002033

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

309 Wheeler St is owned by an individual who bought it in December 2024.

Source: Rappahannock County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 191, WASHINGTON, VA 22747-0191
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit NEXTMARK FCU
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit OAK VIEW NATIONAL BANK
Dec 23, 2024	Deed, Transfer · Commercial Mortgage DEEPHAVEN MORTGAGE LLC
Sep 2, 2022	Intrafamily Transfer, Transfer
Jun 9, 2020	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	Sep 2, 2022
Deed Document Number	024983 ROS
Deed Book / Page	2024 / 983 ROS
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	309 WHEELER ST, WASHINGTON, VA 22747
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000733
Date	Jun 15, 2022
Instrument	220000733

Lender

Name	NEXTMARK FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	309 WHEELER ST, WASHINGTON, VA 22747
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 WHEELER ST, WASHINGTON, VA 22747

Mortgage

Document Number	0000000679
Date	Sep 10, 2025
Instrument	250000679

Lender

Name	OAK VIEW NATIONAL BANK
Type	Bank
Address	FLINT HILL, VA 22627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Dec 23, 2024
Property Address	309 WHEELER ST, WASHINGTON, VA 22747
Document Number	0000000983
Instrument Date	Dec 10, 2024
Instrument	240000983
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	AMERICAN CAPITAL TITLE SERVICES INC, AMERICAN EAGLE T&E SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	309 WHEELER ST, WASHINGTON, VA 22747

Mortgage

Document Number	0000000985
Date	Dec 23, 2024
Instrument	240000985

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Sep 2, 2022
Property Address	309 WHEELER ST, WASHINGTON, VA 22747
Document Number	0000001003
Instrument Date	Sep 1, 2022
Instrument	220001003
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 472, WASHINGTON, VA 22747-0472

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Jun 9, 2020
Property Address	309 WHEELER ST, WASHINGTON, VA 22747
Document Number	200000558
Instrument Date	Jun 8, 2020
Instrument	558
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MORTON ST #7D NEW YORK NY 100144099, 7D, NEW YORK, NY 10014-4099

Mortgage

Document Number	200000559
Date	Jun 9, 2020
Instrument	559

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rappahannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Municipality	Washington Town
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,100 Land $125,000 Building $169,100	$294,100 Land $125,000 Building $169,100
2024	$1,794.00 (+20.48%)
2023	$1,489.00	$244,100 Land $125,000 Building $119,100	$244,100 Land $125,000 Building $119,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 309 Wheeler St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Wheeler St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WASHINGTON serves 198 people · EPA ID VA6157400
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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