Union County and Union Township property record for 309 Wayne Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,716 sqft · built 1949 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Oct 2020) |
| Tax Bill | $12,968 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-01207-0000-00007 |
| Primary APN | 19-01207-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 309 WAYNE TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-9120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1207 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 33400 |
309 Wayne Ter is owned and occupied by two individuals who bought it in October 2020.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 WAYNE TER, UNION, NJ 07083-9120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Oct 23, 2020 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 19, 2019 | Grant Deed, Transfer · Conventional Mortgage ALTERRA HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Prior Sale | Feb 19, 2019 · Amount on File |
| Deed Document Number | 2020329397 |
| Deed Book / Page | 6386 / 2706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 1, 2026 |
| Property Address | 309 WAYNE TER, UNION, NJ 07083-9120 |
| Document Number | 0000092030 |
| Book / Page | 15795 / 2580 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202692030 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000092030, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 15795/2580 |
| Instrument | 202692030 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 309 WAYNE TER, UNION, NJ 07083-9120 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0150892846 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 15089/2846 |
| Instrument | 23856 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 23, 2020 |
| Property Address | 309 WAYNE TER, UNION, NJ 07083-9120 |
| Document Number | 0063862706 |
| Book / Page | 6386 / 2706 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 329397 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | ZINN TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,127.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 261 GRASSMERE CT, 261, ABERDEEN, NJ 07747-1876 |
| Name | Verified Name |
|---|---|
| Address | 309 WAYNE TER, UNION, NJ 07083-9120 |
| Document Number | 701885 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 701885 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 19, 2019 |
| Property Address | 309 WAYNE TER, UNION, NJ 07083-9120 |
| Document Number | 0063090773 |
| Book / Page | 006309 / 000773 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 309988 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 WAYNE TER UNION NJ 070839120, UNION, NJ 07083-9120 |
| Document Number | 145340349 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 014534/000349 |
| Instrument | 669422 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 18, 2049 |
The 2025 property tax bill for 309 Wayne Ter was $12,968, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,600 (-) Land $21,200 Building $34,400 | $55,600 (-) Land $21,200 Building $34,400 | |
| 2025 | $12,968.00 (+4.35%) | $55,600 Land $21,200 Building $34,400 | $55,600 Land $21,200 Building $34,400 |
| 2024 | $12,427.00 | ||
| 2023 | $55,600 Land $21,200 Building $34,400 | $55,600 Land $21,200 Building $34,400 | |
| 2022 | $11,629.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 309 Wayne Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1983–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2026 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 Wayne Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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