Cook County property record for 309 Wayne St, Adel, GA 31620
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 744 sqft · built 1995 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Aug 2026) |
| Tax Bill | $827 (2025) |
| Deeds & Mortgages | Aug 2026 Reverse Mortgage Aug 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A010-008 |
| Primary APN | A010-008 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 744 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 104 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1165 |
|---|---|
| Street Address | 309 WAYNE ST |
| City | ADEL |
| State | GA |
| Zip | 31620-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LL 315 |
| Legal Subdivision | MITCHELL SUB ANX |
| Jurisdiction | COOK GA |
| Township / Civil Division | ADEL-SPARKS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 960302 |
Source: Cook County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE |
| Aug 20, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Aug 21, 2019 | Deed of Trust, Mortgage CITIZENS BANK |
| May 24, 2022 | Deed of Trust, Mortgage SYNOVUS BANK |
| Aug 21, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SYNOVUS BANK |
| Jan 17, 2025 | Deed of Trust, Mortgage SYNOVUS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on Record |
| Deed Sale | Aug 20, 2026 · Amount on Record |
| Prior Sale | Jul 21, 2006 · Amount on Record |
| Deed Book / Page | 1010 / 182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK GA |
| Recording Date | Aug 21, 2026 |
| Property Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Document Number | 1010000313 |
| Book / Page | 1010 / 313 |
| Instrument Date | Aug 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Document Number | 1010000313, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 1010/313 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK GA |
| Recording Date | Aug 20, 2026 |
| Property Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Document Number | 1010000182 |
| Book / Page | 1010 / 182 |
| Instrument Date | Aug 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Document Number | 1010000184, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 1010/184 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK GA |
| Property Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000865/0000000056 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 0000000865/0000000056 |
| Name | CITIZENS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jan 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK GA |
| Property Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000950/0000000248 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 0000000950/0000000248 |
| Name | SYNOVUS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK GA |
| Property Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Document Number | 0000000972/0000000441 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 0000000972/0000000441 |
| Name | SYNOVUS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK GA |
| Property Address | 309 WAYNE ST, ADEL, GA 31620-1501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 151 N NOB HILL RD, PLANTATION, FL 33324-1708 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000987/0000000210 |
|---|---|
| Date | Jan 17, 2025 |
| Book Page | 0000000987/0000000210 |
| Name | SYNOVUS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 1, 2025 |
Source: Cook County assessment roll, as of February 26, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Adel City |
| County | Cook County |
| Unified School District | Cook County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $827.00 (+5.08%) | $26,806 (+20.25%) Land $6,801 Building $20,005 | $67,015 (+20.25%) Land $17,002 Building $50,013 |
| 2023 | $22,292 (-) Land $4,800 Building $17,492 | $55,731 (-) Land $12,000 Building $43,731 | |
| 2022 | $787.00 | $22,292 Land $4,800 Building $17,492 | $55,731 Land $12,000 Building $43,731 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADEL serves 5,970 people · EPA ID GA0750000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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