Panola County property record for 309 Water St, Sardis, MS 38666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,730 sqft · built 1960 |
| Lot Size | 0.403 acres (17,580 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,212 (2025) |
| Deeds & Mortgages | Jun 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4087E0000800 0000500 |
| Primary APN | 4087E0000800 0000500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,730 sqft Adjusted Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 17,580 sqft (0.403 acres) |
| Lot Dimensions | 146 ft deep x 120 ft wide |
| Street Address | 309 WATER ST |
|---|---|
| City | SARDIS |
| State | MS |
| Zip | 38666-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 & S1/2 LOT 7 (120X146.5) SARDIS HEIGHTS S/D PB S-1/21 |
| Legal Subdivision | SARDIS HEIGHTS S/D |
| Legal Lot Number | 6-7 |
| Jurisdiction | PANOLA MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950202 |
Source: Panola County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 WATER ST, SARDIS, MS 38666-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2018 |
| Deed Sale | Jun 1, 2018 |
| Deed Document Number | 0002018754 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PANOLA MS |
| Property Address | 309 WATER ST, SARDIS, MS 38666-1229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02018/1837 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 2018/1837 |
| Name | COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2047 |
Source: Panola County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Panola County |
| Municipality | Sardis Town |
| Unified School District | North Panola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,212.00 (+37.26%) | $9,386 (+32.18%) Land $1,205 Building $8,181 | $93,861 (+32.18%) Land $12,050 Building $81,811 |
| 2023 | $883.00 | $7,101 Land $1,205 Building $5,896 | $71,008 Land $12,050 Building $58,958 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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