309 Wagon Wheel Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 309 Wagon Wheel Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 2014
Lot Size	0.132 acres (5,767 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2017)
Tax Bill	$6,793 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-2630-044-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2630-044-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	1,295 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,767 sqft (0.132 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 WAGON WHEEL DR
City	FOLSOM
State	CA
Zip	95630-6199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE NO 27, LOT 174
Legal Subdivision	EMPIRE RANCH VILLAGE NO 27
Legal Lot Number	174
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1009
Census Tract	8513

Owner

309 Wagon Wheel Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 WAGON WHEEL DR, FOLSOM, CA 95630-6199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN MTG
Jul 11, 2017	Affidavit of Death, Transfer NORTH AMERICAN TITLE
Jul 11, 2017	Grant Deed, Transfer · Conventional Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2017 · Amount on File
Deed Sale	Jul 11, 2017 · Amount on File
Prior Sale	Jan 28, 2015 · Amount on File
Deed Book / Page	20170711 / 1155
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	309 WAGON WHEEL DR, FOLSOM, CA 95630-6199
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 WAGON WHEEL DR, FOLSOM, CA 95630-6199

Mortgage

Document Number	0000000918
Date	Mar 16, 2022
Instrument	2022031600918

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	309 WAGON WHEEL DR, FOLSOM, CA 95630-6199
Document Number	2009302619
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 WAGON WHEEL DR FOLSOM CA 956306199, FOLSOM, CA 95630-6199

Mortgage

Document Number	2009302619
Date	Sep 30, 2020
Instrument	2009302619

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 11, 2017
Property Address	309 WAGON WHEEL DR, FOLSOM, CA 95630-6199
Document Number	1707111154
Instrument Date	Jul 7, 2017
Instrument	1707111154
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 MOON CIR #1226 FOLSOM CA 956304146, 1226, FOLSOM, CA 95630-4146

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 11, 2017
Property Address	309 WAGON WHEEL DR, FOLSOM, CA 95630-6199
Document Number	1707111155
Instrument Date	Jul 7, 2017
Instrument	1707111155
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 WAGON WHEEL DR FOLSOM CA 956306199, FOLSOM, CA 95630-6199

Mortgage

Document Number	1707111156
Date	Jul 11, 2017
Instrument	1707111156

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 309 Wagon Wheel Dr was $6,793, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,257 (+2%) Land $174,084 Building $348,173
2025	$6,793.00 (+1.69%)	$512,018 Land $170,671 Building $341,347
2024	$6,680.00 (+3.1%)
2023	$6,479.00 (+1.08%)	$492,138 Land $164,045 Building $328,093
2022	$6,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 309 Wagon Wheel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Wagon Wheel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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