309 Wade St, Spring Valley, OH 45370 Property Records

Greene County property record for 309 Wade St, Spring Valley, OH 45370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1951
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$108,500 (Feb 2005)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K311003082`

Property Details

APN / Parcel Number

Primary APN	`K311003082`
Alternative APN	`K31-0001-0003.0-0082.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,000 sqft (0.206 acres)
Lot Width	60 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	309 WADE ST
City	SPRING VALLEY
State	OH
Zip	45370-8868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROY I STARBUCK ALL EX 10' REAR LOT 3 309 WADE ST
Legal Subdivision	ROY I STARBUCK
Legal Lot Number	3
Jurisdiction	GREENE OH
Township / Civil Division	SPRING VALLEY
Census Block Group	1
Census Block	1008
Census Tract	230100

Owner

309 Wade St is owned and occupied by an individual who bought it in February 2005.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	309 WADE ST, SPRING VALLEY, OH 45370-8868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Nov 6, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 11, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2005 · Amount on File
Deed Sale	Feb 7, 2005 · Amount on File
Deed Document Number	20053041
Deed Book / Page	2373 / 935
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	309 WADE ST, SPRING VALLEY, OH 45370-8868
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021023264
Date	Sep 21, 2021
Instrument	2021023264

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE OH
Recording Date	Nov 6, 2020
Property Address	309 WADE ST, SPRING VALLEY, OH 45370-8868
Document Number	0000022858
Instrument Date	Nov 2, 2020
Instrument	22858
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$181.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 STONEYBROOK DR KETTERING OH 454295321, KETTERING, OH 45429-5321

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	GREENE OH
Recording Date	Mar 11, 2020
Property Address	309 WADE ST, SPRING VALLEY, OH 45370-8868
Document Number	0000004521
Instrument Date	Mar 5, 2020
Instrument	4521
Transaction Type	Foreclosure
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

The 2025 property tax bill for 309 Wade St was $1,656, down 6.8% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Spring Valley Township
Municipality	Spring Valley Village
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (-6.76%)	$42,330 (-) Land $6,000 Building $36,330
2024	$1,776.00 (+0.62%)	$42,330 (-) Land $6,000 Building $36,330
2023	$1,765.00 (-16.78%)	$42,330 (+35.5%) Land $6,000 Building $36,330	$120,950 Land $17,140 Building $103,810
2022	$2,121.00	$31,240 Land $5,000 Building $26,240
2020			$89,250 Land $14,280 Building $74,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Wade St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2004)
Most Recent Claim	Jan 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Wade St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY VILLAGE serves 538 people · EPA ID OH2902422
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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