309 W Spring St, Roberts, WI 54023 Property Records

St. Croix County property record for 309 W Spring St, Roberts, WI 54023

Property Summary

Property Type	Single Family Home
Lot Size	0.293 acres (12,786 sqft)
Owner	Individual Name on Record
Tax Bill	$5,653 (2026)
Deeds & Mortgages	Aug 2025 Second Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`176-1030-10-000`

Property Details

APN / Parcel Number

Primary APN	`176-1030-10-000`
Alternative APN	`22.29.18.190`

Exterior

Lot Area	12,786 sqft (0.293 acres)

Location & Zoning

Street Address	309 W SPRING ST
City	ROBERTS
State	WI
Zip	54023-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 22 T29N R18W GRAHAM'S 1ST ADD'N LOT 10 BLK 1
Legal Range	18W
Legal Township	29N
Legal Section	22
Legal Subdivision	GRAHAM'S 1ST ADD'N
Legal Block	1
Legal Lot Number	10
Jurisdiction	ST CROIX WI
Township / Civil Division	ROBERTS
Census Block Group	4
Census Block	4034
Census Tract	121000

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 W SPRING ST, ROBERTS, WI 54023-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTCONSIN CU
Apr 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017
Deed Sale	Apr 26, 2017
Prior Sale	Feb 2, 2017
Deed Document Number	20171046769
Prior Transfer Date	Apr 5, 2017
Prior Transfer Doc	0001046769
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	309 W SPRING ST, ROBERTS, WI 54023-9633
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W SPRING ST, ROBERTS, WI 54023-9633

Mortgage

Document Number	0001195900
Date	Aug 8, 2025
Instrument	1195900

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.5%
Index	SOFR Average 30-Day
Margin	4
Max Rate	12.5%

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Apr 26, 2017
Property Address	309 W SPRING ST, ROBERTS, WI 54023-9633
Document Number	0001046769
Instrument Date	Apr 5, 2017
Instrument	1046769
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	PARTNERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046770
Date	Apr 26, 2017
Instrument	1046770

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Roberts Village
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,653.00 Homeowner's exemption
2025	$5,653.00 (+74.85%) Homeowner's exemption	$291,600 (+96.63%) Land $39,000 Building $252,600	$291,600 (+96.63%) Land $39,000 Building $252,600
2023	$3,233.00 Homeowner's exemption	$148,300 Land $30,300 Building $118,000	$148,300 Land $30,300 Building $118,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBERTS WATERWORKS serves 1,872 people · EPA ID WI6560134
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Swiftcurrent Connect.

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