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309 W Main St, Osakis, MN 56360 Property Records

Douglas County property record for 309 W Main St, Osakis, MN 56360

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,858 sqft · built 1974
Lot Size0.388 acres (16,914 sqft)
Owner2 Individual Names on Record
Last Sale$133,500 (Jul 2019)
Tax Bill$1,972 (2026)
Deeds & MortgagesMar 2022 Line of Credit
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN93-0520-000

Property Details

APN / Parcel Number

Primary APN93-0520-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,858 sqft Living Area
Gross Area2,016 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Finished Basement850 sqft
Unfinished Basement158 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area16,914 sqft (0.388 acres)
Garage Area372 sqft
DrivewayConcrete Driveway
Driveway Area504 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area30 sqft
Deck Area192 sqft

Location & Zoning

Street Address309 W MAIN ST
CityOSAKIS
StateMN
Zip56360-8242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC-25 TWP-128 RANG-36 EASTERNS ADDN LOT 10 & W2 OF LOT 11 BLOCK 2
Legal Range36
Legal Township128
Legal Section25
Legal SubdivisionEASTERNS ADDN
Legal Block2
Legal Lot Number10,11
JurisdictionDOUGLAS MN
Township / Civil DivisionOSAKIS
Census Block Group3
Census Block3020
Census Tract450800

Owner

Source: Douglas County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 W MAIN ST, OSAKIS, MN 56360-8242
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK OF OSAKIS
Jul 29, 2019Warranty Deed, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Prior SaleDec 7, 2009
Deed Document Number2019410849
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS MN
Property Address309 W MAIN ST, OSAKIS, MN 56360-8242
Transaction TypeMortgage
Record UpdatedApr 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 W MAIN ST, OSAKIS, MN 56360-8242

Mortgage

Document Number000A440595
DateMar 28, 2022
InstrumentA440595
Lender
NameTHE FIRST NATIONAL BANK OF OSAKIS
TypeBank
AddressOSAKIS, MN 56360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 14, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS MN
Recording DateJul 29, 2019
Property Address309 W MAIN ST, OSAKIS, MN 56360-8242
Document Number410849
Instrument DateJul 29, 2019
Instrument410849
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyINTEGRITY TITLE, INTEGRITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.55
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address309 W MAIN ST, OSAKIS, MN 56360-8242

Mortgage

Document Number410850
DateJul 29, 2019
Instrument410850
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDouglas County
MunicipalityOsakis City
Unified School DistrictOsakis Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,972.00 (+0.82%) Homeowner's exemption$172,700 (+8.55%) Land $14,300 Building $158,400$172,700 (+8.55%) Land $14,300 Building $158,400
2023$1,956.00 Homeowner's exemption$159,100 Land $13,900 Building $145,200$159,100 Land $13,900 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOsakis
serves 1,780 people · EPA ID MN1210020
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.62 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Arvig
Fiber		1,000 / 500
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

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