309 W Main St, Laurel, MT 59044 Property Records

Yellowstone County property record for 309 W Main St, Laurel, MT 59044

Property Summary

Property Type	Commercial
Details	3,000 sqft · built 1910
Lot Size	0.09 acres (3,900 sqft)
Owner	2 Company Names on Record
Last Sale	$102,100 (Apr 2013)
Tax Bill	$2,574 (2024)
Deeds & Mortgages	Jun 2018 Loan Modification Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000B000450`

Property Details

APN / Parcel Number

Primary APN	`000B000450`
Alternative APNs	`03-0821-09-3-05-08-0000` `R0335395` `B000450` `B00045`

Interior

Stories	1 Story
Building Area	3,000 sqft Gross Area
1st Floor Area	3,000 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,900 sqft (0.09 acres)
View / Lot	Commercial

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	309 W MAIN ST
City	LAUREL
State	MT
Zip	59044-3110
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	EAST LAUREL ORIGINAL TOWNSITE, S09, T02 S, R24 E, BLOCK 3, LOT 5
Legal Range	24E
Legal Township	02S
Legal Section	09
Legal Subdivision	EAST LAUREL ORIGINAL TOWNSITE
Legal Block	3
Legal Lot Number	5
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	2
Census Block	2026
Census Tract	1901

Owner

Source: Yellowstone County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 277, LAUREL, MT 59044-0277
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2018	Loan Modification, Mortgage ALTANA FCU
Apr 28, 2017	Trustee's Deed, Construction Loan · Line of Credit ALTANA FCU
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit ALTANA FCU
Aug 14, 2017	Trustee's Deed, Construction Loan · Line of Credit ALTANA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2013 · Amount on Record
Deed Sale	Apr 12, 2013 · Amount on Record
Prior Sale	Dec 4, 2009
Deed Document Number	20133663945
Record Updated	Jun 8, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	309 W MAIN ST, LAUREL, MT 59044-3110
Document Number	0003852065
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	309 W MAIN ST LAUREL MT 590443110, LAUREL, MT 59044-3110

Mortgage

Document Number	0003852065
Date	Jun 18, 2018
Instrument	3852065

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Term	12 Months
Due	Jun 17, 2019

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 28, 2017
Property Address	309 W MAIN ST, LAUREL, MT 59044-3110
Instrument Date	Apr 18, 2017
Instrument	3812342
Transaction Type	Construction Loan
Record Updated	May 8, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	309 W MAIN ST LAUREL MT 590443110, LAUREL, MT 59044-3110

Mortgage

Document Number	0003812342
Date	Apr 28, 2017
Instrument	3812342

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 27, 2018

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	309 W MAIN ST, LAUREL, MT 59044-3110
Document Number	0003812341
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	309 W MAIN ST LAUREL MT 590443110, LAUREL, MT 59044-3110

Mortgage

Document Number	0003812341
Date	Apr 28, 2017
Instrument	3812341

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 27, 2022

Interest

Rate Type	Adjustable Rate

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 14, 2017
Property Address	309 W MAIN ST, LAUREL, MT 59044-3110
Instrument Date	Apr 18, 2017
Instrument	3823530
Transaction Type	Construction Loan
Record Updated	Aug 21, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	309 W MAIN ST LAUREL MT 590443110, LAUREL, MT 59044-3110

Mortgage

Document Number	0003823530
Date	Aug 14, 2017
Instrument	3823530

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,300 (+15.58%) Land $45,387 Building $177,913	$223,300 (+15.58%) Land $45,387 Building $177,913
2024	$2,574.00 (+19.55%)
2023	$2,153.00	$193,200	$193,200 Land $31,484 Building $161,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: AT&T, TCT Internet, Verizon.

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