309 W Jefferson St, Gardner, IL 60424 Property Records

Grundy County property record for 309 W Jefferson St, Gardner, IL 60424

Property Summary

Property TypeSingle Family Home
Details1,899 sqft · built 1880
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Tax Bill$3,271 (2025)
Flood ZoneZone X (minimal risk)
APN12-04-379-011

Property Details

APN / Parcel Number

Primary APN12-04-379-011

Interior

Building Area1,899 sqft Total Area

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Lot Area8,276 sqft (0.19 acres)

Location & Zoning

Street Address309 W JEFFERSON ST
CityGARDNER
StateIL
Zip60424-7008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLIS ADD W46' LT 4 BLK 2 & VAC ALLEY W & ADJ SEC 4-31-8
Legal Range08W
Legal Township31N
Legal Section04
Legal SubdivisionWILLIS ADDITION
Legal Block2
Legal Lot Number4
JurisdictionGRUNDY IL
Township / Civil DivisionGARFIELD
Census Block Group3
Census Block3009
Census Tract900

Owner

309 W Jefferson St is owned and occupied by an individual.

Source: Grundy County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address309 W JEFFERSON ST, GARDNER, IL 60424-7008
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 309 W Jefferson St was $3,271 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGarfield Township
MunicipalityGardner Village
Elementary School DistrictGardner Community Consolidated School District 72C (KG - 08)
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,271.00$39,915 Land $9,551 Building $30,364$119,745 Land $28,653 Building $91,092
2022$1,608.00 Homeowner's exemption$30,629 Land $7,329 Building $23,300$91,887 Land $21,987 Building $69,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 W Jefferson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 W Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER
serves 1,361 people · EPA ID IL0630400
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Kraus Electronic Systems
Cable
2,500 / 50

May also be available: Verizon, Watch TV.

Nearby Properties on W Jefferson St

Nearby Streets

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