309 W Hillcrest Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 309 W Hillcrest Dr, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.238 acres (10,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Jun 2019)
Tax Bill	$5,249 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-14-303-007`

Property Details

APN / Parcel Number

Primary APN	`08-14-303-007`

Exterior

Lot Area	10,375 sqft (0.238 acres)
Lot Dimensions	125 ft deep x 83 ft wide

Location & Zoning

Account Number	0814303007
Street Address	309 W HILLCREST DR
City	DEKALB
State	IL
Zip	60115-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST SUB - 2ND ADDITION - LOT 20 BLOCK 3
Legal Subdivision	HILLCREST SUB - 2ND ADDITION
Legal Block	3
Legal Lot Number	20
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	2
Census Block	2031
Census Tract	900

Owner

Source: DeKalb County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 W HILLCREST DR, DEKALB, IL 60115-2343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2019	Grant Deed, Transfer · Conventional Mortgage FORUM MTG BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	20194696
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Jun 5, 2026
Property Address	309 W HILLCREST DR, DEKALB, IL 60115-2343
Document Number	0000004718
Instrument Date	Apr 24, 2026
Instrument	20264718
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	309 W HILLCREST DR, DEKALB, IL 60115-2343

Mortgage

Document Number	0000004718,
Date	Jun 5, 2026
Instrument	20264718

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2046

Interest

Rate	6.38%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	309 W HILLCREST DR, DEKALB, IL 60115-2343
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000312
Date	Jan 16, 2024
Instrument	2024000312

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	309 W HILLCREST DR, DEKALB, IL 60115-2343
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006578
Date	May 20, 2021
Instrument	2021006578

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 6, 2019
Property Address	309 W HILLCREST DR, DEKALB, IL 60115-2343
Document Number	0000004696
Instrument Date	May 28, 2019
Instrument	4696
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 W HILLCREST DR DEKALB IL 601152343, DEKALB, IL 60115-2343

Mortgage

Document Number	4697
Date	Jun 6, 2019
Instrument	4697

Lender

Name	FORUM MTG BANCORP
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,722 (+25.6%) Land $12,967 Building $65,755	$236,166 (+25.6%) Land $38,901 Building $197,265
2024	$5,249.00
2023		$62,678 Land $10,324 Building $52,354	$188,034 Land $30,972 Building $157,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1983–2007)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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