309 W Apache St, Lindsay, OK 73052 Property Records

Garvin County property record for 309 W Apache St, Lindsay, OK 73052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1978
Lot Size	0.792 acres (34,500 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Mar 2023)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`18494`

Property Details

APN / Parcel Number

Primary APN	`18494`
Alternative APN	`0375-00-105-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft

Exterior

Year Built	Built 1978
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	34,500 sqft (0.792 acres)
Lot Dimensions	171 ft deep x 81 ft wide
Porch	Porch
Porch Area	130 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18494
Street Address	309 W APACHE ST
City	LINDSAY
State	OK
Zip	73052-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 105 LIN LOT 1 & 2 & BLOCK 105 LIN BEG 116.8'W SE/C LOT 4 W50.7' TO SW/C LOT 4 N162.53' TO NW/C LOT 3 E168.9' TO NE/C LOT
Legal Range	04W
Legal Township	04N
Legal Section	10
Legal Subdivision	LINDSAY CITY
Legal Block	105
Legal Lot Number	1-4
Jurisdiction	GARVIN OK
Township / Civil Division	LINDSAY
Census Block Group	1
Census Block	1029
Census Tract	681800

Owner

Source: Garvin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 23, LINDSAY, OK 73052-0023
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	I-2023-001520
Deed Book / Page	2429 / 848
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARVIN OK
Recording Date	Mar 3, 2023
Property Address	309 W APACHE ST, LINDSAY, OK 73052-7215
Document Number	002429/848
Book / Page	2429 / 848
Instrument Date	Feb 24, 2023
Instrument	I-2023-001520
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002429/849
Date	Mar 3, 2023
Book Page	2429/849
Instrument	I-2023-001521

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Garvin County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garvin County
Municipality	Lindsay City
Unified School District	Lindsay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 (+91.74%)	$13,860 (+70.31%) Land $1,500 Building $12,360	$163,947 (+30.71%) Land $14,491 Building $149,456
2023	$593.00 (+11.05%) Homeowner's exemption	$8,138 (+15.19%) Land $793 Building $7,345	$125,430 (+14.12%) Land $14,491 Building $110,939
2022	$534.00 Homeowner's exemption	$7,065 Land $641 Building $6,424	$109,913 Land $5,828 Building $104,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	15 (1983–2019)
Claims Outside the SFHA	3 of 15
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, May 1987 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINDSAY PWA serves 2,850 people · EPA ID OK2002501
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	940 / 35