309 W 4th St, Spring Valley, IL 61362 Property Records

Bureau County property record for 309 W 4th St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1905
Lot Size0.052 acres (2,250 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Nov 2008)
Tax Bill$2,850 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-34-253-005

Property Details

APN / Parcel Number

Primary APN18-34-253-005
Alternative APN
  • 1586

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Lot Area2,250 sqft (0.052 acres)
Lot Dimensions30 ft deep x 75 ft wide

Location & Zoning

Account Number1834253005
Street Address309 W 4TH ST
CitySPRING VALLEY
StateIL
Zip61362-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-GREENWOODS ADD. L 3 & E1/2 L 4 BLK 129 (75X30) B 1377 P 523 D 08-6026
Legal Range11
Legal Township16
Legal Section34
Legal SubdivisionGREENWOODS ADD
Legal Block129
Legal Lot Number3
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group3
Census Block3058
Census Tract965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 W 4TH ST, SPRING VALLEY, IL 61362-1315
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PLUS CU
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PLUS CU
Jan 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PLUS CU
Jan 3, 2017Deed of Trust, Mortgage · Line of Credit
SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2008 · Amount on Record
Deed SaleNov 6, 2008 · Amount on Record
Deed Document Number2008_06026
Deed Book / Page1377 / 523
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address309 W 4TH ST, SPRING VALLEY, IL 61362-1315
Transaction TypeMortgage
Record UpdatedOct 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R04618
DateOct 8, 2021
Instrument2021R04618
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 23, 2036
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address309 W 4TH ST, SPRING VALLEY, IL 61362-1315
Transaction TypeMortgage
Record UpdatedAug 12, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R03240
DateJul 27, 2020
Instrument2020R03240
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term132 Months
DueJan 1, 2030
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address309 W 4TH ST, SPRING VALLEY, IL 61362-1315
Transaction TypeMortgage
Record UpdatedJan 29, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R00152
DateJan 13, 2020
Instrument2020R00152
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term132 Months
DueJan 1, 2030
Interest
Rate TypeFixed Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address309 W 4TH ST, SPRING VALLEY, IL 61362-1315
Transaction TypeMortgage
Record UpdatedJan 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017R00029
DateJan 3, 2017
Instrument2017R00029
Lender
NameSPRING VALLEY CITY BANK
TypeBank
AddressSPRING VALLEY, IL 61362
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.75%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,850.00 (+15.57%)$34,203 (+15.77%) Land $5,527 Building $28,676$102,609 (+15.77%) Land $16,581 Building $86,028
2023$29,544 Land $4,774 Building $24,770$88,632 Land $14,322 Building $74,310
2022$2,466.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING VALLEY
serves 5,582 people · EPA ID IL0111000
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

May also be available: digiMax, Geneseo Communications Services, IVNet, Nextlink.

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