309 W 3rd St, O Fallon, IL 62269 Property Records

St. Clair County property record for 309 W 3rd St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,034 sqft · built 1951
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Jun 2023)
Tax Bill	$3,525 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
APN	`04-30-0-413-004`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-413-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,034 sqft Living Area
Basement Area	1,034 sqft
Unfinished Basement	1,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	309 W 3RD ST
City	O FALLON
State	IL
Zip	62269-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEPPES ADD TO O FALLON -BLK/RG-A W 75 FT OF E 206.5 FT A02785261
Legal Subdivision	DEPPES ADD TO O FALLON
Legal Block	413
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3002
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 W 3RD ST, O FALLON, IL 62269-2040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	20232785261
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	0002166705
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 30, 2023
Property Address	309 W 3RD ST, O FALLON, IL 62269-2040
Document Number	0A02785261
Map Reference	MB A PG 231
Instrument Date	Jun 27, 2023
Instrument	A02785261
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 W 3RD ST, BELLEVILLE, IL 62269-2040

Mortgage

Document Number	0A02785262
Date	Jun 30, 2023
Instrument	A02785262

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0A02785263
Date	Jun 30, 2023
Instrument	A02785263

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,525.00 (+510.92%)	$48,905 (+34.34%) Land $7,623 Building $41,282	$146,715 (+34.34%) Land $22,869 Building $123,846
2022		$36,403 (+5.87%) Land $5,674 Building $30,729	$109,209 (+5.87%) Land $17,022 Building $92,187
2021	$577.00 Homeowner's exemption Senior Citizen's exemption	$34,383 Land $5,693 Building $28,690	$103,149 Land $17,079 Building $86,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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