309 Vine St, Staunton, VA 24401 Property Records

Staunton City property record for 309 Vine St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,928 sqft · built 1904
Lot Size	0.268 acres (11,662 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jun 2018)
Tax Bill	$5,910 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4370`

Property Details

APN / Parcel Number

Primary APN	`4370`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,928 sqft Living Area
Gross Area	4,882 sqft
1st Floor Area	1,671 sqft
Basement Area	1,671 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1982
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	11,662 sqft (0.268 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	309 VINE ST
City	STAUNTON
State	VA
Zip	24401-4355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	(LOTS 10 & 11 BLK C)
Legal Subdivision	THE M G HARMAN PROPERTY
Legal Block	C
Legal Lot Number	10-11
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	2
Census Block	2013
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gospel Hill Historic District listed 1985 · 180 contributing resources · NRIS 85000299

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

309 Vine St is owned and occupied by two individuals who bought it in June 2018.

Source: Staunton City records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 VINE ST, STAUNTON, VA 24401-4355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CU
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION MORTGAGE GROUP INC
Jun 1, 2018	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Aug 22, 2011 · Amount on File
Deed Document Number	20181224
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	309 VINE ST, STAUNTON, VA 24401-4355
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250002048
Date	Sep 8, 2025
Instrument	250002048

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union
Address	STAUNTON, VA 24401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	421 Months
Due	Sep 30, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	309 VINE ST, STAUNTON, VA 24401-4355
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001155
Date	Apr 8, 2022
Instrument	220001155

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	309 VINE ST, STAUNTON, VA 24401-4355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001314
Date	Jun 2, 2017
Instrument	170001314

Lender

Name	UNION MORTGAGE GROUP INC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Jun 1, 2018
Property Address	309 VINE ST, STAUNTON, VA 24401-4355
Document Number	180001224
Map Reference	DD 7 PG 134
Instrument Date	May 1, 2018
Instrument	180001224
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NOT AVAILABLE, LILLY TITLE & SETTLEMENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	309 VINE ST, STAUNTON, VA 24401-4355

Mortgage

Document Number	180001225
Date	Jun 1, 2018
Instrument	180001225

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 309 Vine St was $5,910.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,910.00	$649,550 Land $57,950 Building $591,600	$649,550 Land $57,950 Building $591,600
2023	$5,007.00	$562,590 Land $49,790 Building $512,800	$562,590 Land $49,790 Building $512,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Vine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Vine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lingo Networks.

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