309 Upper Humbird Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 309 Upper Humbird Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,468 sqft · built 1996
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,000 (Mar 2017)
Tax Bill	$2,282 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP036450050170A`

Property Details

APN / Parcel Number

Primary APN	`RP036450050170A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,468 sqft Finished Area
1st Floor Area	2,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	840 sqft
Lean-To	560 sqft
Pole Barn	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 UPPER HUMBIRD DR
City	SANDPOINT
State	ID
Zip	83864-8886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	12-57N-2W PONDER POINT SIXTH BLK 5 LOT 17 ADD
Legal Range	02W
Legal Township	57N
Legal Section	12
Legal Subdivision	PONDER POINT
Legal Block	5
Legal Lot Number	17
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1006
Census Tract	950203

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 UPPER HUMBIRD DR, SANDPOINT, ID 83864-8886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC
Mar 8, 2017	Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Prior Sale	Mar 17, 2009 · Amount on Record
Deed Document Number	2017902522
Prior Transfer Date	Feb 25, 2011
Prior Transfer Doc	0000806475
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	309 UPPER HUMBIRD DR, SANDPOINT, ID 83864-8886
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000976265
Date	Feb 12, 2021
Instrument	976265

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Mar 8, 2017
Property Address	309 UPPER HUMBIRD DR, SANDPOINT, ID 83864-8886
Document Number	0000902522
Map Reference	MB 5 PG 38
Instrument Date	Feb 23, 2017
Instrument	902522
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 UPPER HUMBIRD DR, SANDPOINT, ID 83864-8886

Mortgage

Document Number	0000902523
Date	Mar 8, 2017
Instrument	902523

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,282.00 (+9.13%) Homeowner's exemption	$697,686 (-) Land $254,176 Building $443,510	$697,686 (-) Land $254,176 Building $443,510
2025	$2,091.00 (+1.06%) Homeowner's exemption	$697,686 (-1.09%) Land $254,176 Building $443,510	$697,686 (-1.09%) Land $254,176 Building $443,510
2023	$2,069.00 Homeowner's exemption	$705,342 Land $211,141 Building $494,201	$705,342 Land $211,141 Building $494,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Ziply Fiber.

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