309 Timber Dr, Coloma, MI 49038 Property Records

Berrien County property record for 309 Timber Dr, Coloma, MI 49038

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,764 sqft · built 1964
Lot Size0.002 acres (87 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Jul 2022)
Tax Bill$4,517 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN60-7500-0009-00-5

Property Details

APN / Parcel Number

Primary APN60-7500-0009-00-5
Alternative APN
  • 11-60-7500-0009-00-5

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,764 sqft Living Area
1st Floor Area1,764 sqft
Basement Area1,380 sqft
Unfinished Basement1,380 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area87 sqft (0.002 acres)
Lot Dimensions1 ft deep x 76 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address309 TIMBER DR
CityCOLOMA
StateMI
Zip49038-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 TIMBERBROOK TERRACE
Legal SubdivisionTIMBERBROOK TERRACE
Legal Lot Number9
Legal Unit9
JurisdictionBERRIEN MI
Township / Civil DivisionCOLOMA
Census Block Group4
Census Block4015
Census Tract10201

Owner

Source: Berrien County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 TIMBER DR, COLOMA, MI 49038-9708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
HONOR CREDIT UNION
Jun 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED FCU
Jul 14, 2022Warranty Deed, Transfer · Conventional Mortgage
HONOR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2022 · Amount on Record
Deed SaleJul 14, 2022 · Amount on Record
Prior SaleJul 10, 2003 · Amount on Record
Deed Document Number2022357688
Deed Book / Page3379 / 3100
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Recording DateJun 3, 2026
Property Address309 TIMBER DR, COLOMA, MI 49038-9708
Document Number0000462428
Book / Page3478 / 4305
Instrument DateMay 28, 2026
Instrument2026462428
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 TIMBER DR, COLOMA, MI 49038-9708

Mortgage

Document Number0000462428,
DateJun 3, 2026
Book Page3478/4305
Instrument2026462428
Lender
NameHONOR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address309 TIMBER DR, COLOMA, MI 49038-9708
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03210/0682
DateJun 29, 2018
Book Page3210/0682
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 1, 2028

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJul 14, 2022
Property Address309 TIMBER DR, COLOMA, MI 49038-9708
Document Number03379/3100
Book / Page3379 / 3100
Map ReferenceLB 20 PG 19
Instrument DateJul 6, 2022
Instrument2022357688
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address309 TIMBER DR, COLOMA, MI 49038-9708

Mortgage

Document Number0033793101
DateJul 14, 2022
Instrument3379-3101
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term85 Months
DueAug 1, 2029

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityColoma City
Unified School DistrictColoma Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$128,600 (+20.52%)$257,200 (+20.52%)
2025$4,517.00 (+76.86%)
2023$106,700$213,400
2022$2,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLOMA
serves 1,555 people · EPA ID MI0001530
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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