309 Thomas Ave, Frostproof, FL 33843 Property Records

Polk County property record for 309 Thomas Ave, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1960
Lot Size	0.207 acres (8,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (Sep 2022)
Tax Bill	$1,080 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-32-07-985700-013050`

Property Details

APN / Parcel Number

Primary APN	`28-32-07-985700-013050`
Alternative APNs	`073228985700013050` `73228000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1998
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,995 sqft (0.207 acres)
Lot Depth	120 ft Depth
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Porch	Finished/Open Porch
Porch Area	105 sqft
Shed	1 Shed

Location & Zoning

Street Address	309 THOMAS AVE
City	FROSTPROOF
State	FL
Zip	33843-9128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN RAY HOMES PLAT #1 PB 43 PG 8 BLK M LOT 5
Legal Range	28E
Legal Township	32S
Legal Section	07
Legal Subdivision	SUN RAY HOMES PLAT NO 1
Legal Tract	985700
Legal Block	M
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2035
Census Tract	15801

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 THOMAS AVE, FROSTPROOF, FL 33843-9128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Document Number	2022245373
Deed Book / Page	12413 / 648
Prior Transfer Date	Apr 9, 2007
Prior Transfer Doc	0000146151
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 9, 2022
Property Address	309 THOMAS AVE, FROSTPROOF, FL 33843-9128
Document Number	0000245373
Book / Page	12413 / 648
Map Reference	MB 43 PG 8
Instrument Date	Sep 8, 2022
Instrument	2022245373
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 N PALM AVE, 515, FROSTPROOF, FL 33843-1612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 THOMAS AVE, FROSTPROOF, FL 33843-9128

Mortgage

Document Number	0012413650
Date	Sep 9, 2022
Instrument	12413/650

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,550 (-0.63%) Land $21,000 Building $97,550	$118,550 (-0.63%) Land $21,000 Building $97,550
2025	$1,080.00 (-31.78%) Homeowner's exemption	$119,304 (+5.86%) Land $21,000 Building $98,304	$119,304 (+5.86%) Land $21,000 Building $98,304
2023	$1,583.00 (+11.71%) Homeowner's exemption	$112,697 (+28.31%) Land $13,500 Building $99,197	$112,697 (+28.31%) Land $13,500 Building $99,197
2022	$1,417.00	$87,834 Land $7,700 Building $80,134	$87,834 Land $7,700 Building $80,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20