309 Third Ave S, #A, Kure Beach, NC 28449 Property Records

New Hanover County property record for 309 Third Ave S, #A, Kure Beach, NC 28449

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 2,328 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$442,000 (Mar 2019)
Tax Bill	$3,585 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R09217-018-003-001`

Property Details

APN / Parcel Number

Primary APN	`R09217-018-003-001`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,328 sqft Total Area
1st Floor Area	1,428 sqft
Basement Area	1,379 sqft
Finished Basement	1,379 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Wood
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	445 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	309 THIRD AVE S, A
City	KURE BEACH
State	NC
Zip	28449-3722
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA-3,RESID
Legal Description	UNIT A 309 THIRD AVENUE S CONDOMINIUM
Legal Subdivision	309 THIRD AVENUE SOUTH CONDOMINIUMS
Legal Block	18
Legal Lot Number	3
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	2
Census Block	2026
Census Tract	12203

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47749 RAFTER CT, STERLING, VA 20165-7428
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAP MTG
Mar 1, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Aug 7, 2008 · Amount on Record
Deed Document Number	20195804
Deed Book / Page	6198 / 1806
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	309 THIRD AVE S # A, A, KURE BEACH, NC 28449-3722
Document Number	0063891176
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 THIRD AVE S KURE BEACH NC 284493722, KURE BEACH, NC 28449-3722

Mortgage

Document Number	0063891176
Date	Dec 14, 2020
Book Page	006389/001176
Instrument	53432

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 13, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Mar 1, 2019
Property Address	309 THIRD AVE S # A, A, KURE BEACH, NC 28449-3722
Document Number	0061981921
Book / Page	006198 / 001921
Instrument Date	Mar 1, 2019
Instrument	5804
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 3RD AVE S #A KURE BEACH NC 284493722, A, KURE BEACH, NC 28449-3722

Mortgage

Document Number	61981809
Date	Mar 1, 2019
Book Page	006198/001809
Instrument	5805

Lender

Name	USAA FED'L SVGS BK
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2039

Interest

Rate	9%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Kure Beach Town
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750,000 (-) Building $750,000	$750,000 (-) Building $750,000
2025	$3,585.00 (+3.73%)	$750,000 (+60.57%) Building $750,000	$750,000 (+60.57%) Building $750,000
2024	$3,456.00 (+3.38%)
2023	$3,343.00 (-0.68%)	$467,100 Building $467,100	$467,100 Building $467,100
2022	$3,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 237 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	504 units insured incl. 267 condo units
Nearby Flood Claims	455 (1984–2025)
Claims Outside the SFHA	327 of 455
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 83 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 70 claims Hurricane Fran, Oct 1996 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025
Water Source	Groundwater
Last State Inspection	May 2026
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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