309 Tharpe Dr, Ozark, AL 36360 Property Records

Dale County property record for 309 Tharpe Dr, Ozark, AL 36360

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,669 sqft · built 1995
Lot Size	0.47 acres (20,340 sqft)
Owner	Individual Name on File
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-05-16-0-001-001.045`

Property Details

APN / Parcel Number

Primary APN	`11-05-16-0-001-001.045`
Alternative APNs	`90306535` `9990`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,669 sqft Living Area
1st Floor Area	1,669 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,340 sqft (0.47 acres)
Lot Dimensions	226 ft deep x 88 ft wide
Garage Area	529 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90306535
Street Address	309 THARPE DR
City	OZARK
State	AL
Zip	36360-6152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87.60' X 226' IRRLOT 11SHENANDOAH S/D - PHASE IIIPB 2 PG 231OZARK AL.SEC 16 TWP 5N RNG 24ESPLIT FROM PARCEL #1 2016 NC, PO
Legal Range	24E
Legal Township	05N
Legal Section	16
Legal Subdivision	SHENANDOAH PH 3
Legal Phase	3
Legal Lot Number	11S
Jurisdiction	DALE AL
Township / Civil Division	OZARK
Census Block Group	5
Census Block	5008
Census Tract	20802

Owner

309 Tharpe Dr is owned and occupied by an individual.

Source: Dale County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	309 THARPE DR, OZARK, AL 36360-6152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit ACCESS HOME LENDERS
May 5, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL HOUSING COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Recording Date	May 5, 2026
Property Address	309 THARPE DR, OZARK, AL 36360-6152
Document Number	0002035558
Book / Page	896 / 102
Instrument Date	Apr 23, 2026
Instrument	20262035558
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 THARPE DR, OZARK, AL 36360-6152

Mortgage

Document Number	0002035558,
Date	May 5, 2026
Book Page	896/102
Instrument	20262035558

Lender

Name	ACCESS HOME LENDERS

Agreement

Type	Line of Credit
Amount	Amount on Record
Due	Sep 13, 2109

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Recording Date	May 5, 2026
Property Address	309 THARPE DR, OZARK, AL 36360-6152
Document Number	0002035559
Book / Page	896 / 115
Instrument Date	Apr 23, 2026
Instrument	20262035559
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 THARPE DR, OZARK, AL 36360-6152

Mortgage

Document Number	0002035559,
Date	May 5, 2026
Book Page	896/115
Instrument	20262035559

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Line of Credit
Amount	Amount on Record
Due	Sep 13, 2109

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dale County
Municipality	Ozark City
Unified School District	Ozark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,200 Land $1,200 Building $19,000	$205,820 Land $15,800 Building $190,020
2023	Homeowner's exemption Disabled Person's exemption	$16,440 Land $1,260 Building $15,180	$164,320 Land $12,500 Building $151,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Tharpe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Tharpe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK UTILITIES BOARD serves 19,965 people · EPA ID AL0000441
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	10,000 / 10,000

Cell Coverage

5G (outdoors only) and 4G LTE

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