309 Summit St, Howell, MI 48843 Property Records

Livingston County property record for 309 Summit St, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1933
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Feb 2021)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-36-201-049`

Property Details

APN / Parcel Number

Primary APN	`17-36-201-049`
Alternative APN	`471736201049`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	66 ft deep x 54 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 SUMMIT ST
City	HOWELL
State	MI
Zip	48843-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 36, T3N, R4E, CITY OF HOWELL MCPHERSON'S ADDITION E 54 FT. OF LOT 56
Legal Range	04E
Legal Township	03N
Legal Section	36
Legal Subdivision	MCPHERSON ADD
Legal Tract	725000
Legal Lot Number	56
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	6
Census Block	6038
Census Tract	725000

Owner

Source: Livingston County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 SUMMIT ST, HOWELL, MI 48843-1635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jun 19, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	20216545
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Feb 10, 2021
Property Address	309 SUMMIT ST, HOWELL, MI 48843-1635
Document Number	2021R006545
Map Reference	LB 51 PG 386-389
Instrument Date	Feb 3, 2021
Instrument	2021R-006545
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	TITLE TOWN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 SUMMIT ST, 309, HOWELL, MI 48843-1635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 N BARNARD ST, HOWELL, MI 48843-1803

Mortgage

Document Number	2021R006544
Date	Feb 10, 2021
Instrument	2021R-006544

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	309 SUMMIT ST, HOWELL, MI 48843-1635
Document Number	0000018534
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SUMMIT ST HOWELL MI 488431635, HOWELL, MI 48843-1635

Mortgage

Document Number	0000018534
Date	Jun 26, 2017
Instrument	18534

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,100 (+19.2%)	$232,200 (+19.2%)
2025	$3,939.00
2023		$97,400
2021			$194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KEPS Technologies Fiber	10,000 / 10,000
Surf Air Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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