Effingham County property record for 309 Stirrup Ct, Guyton, GA 31312
| Property Type | Mobile Home |
|---|---|
| Details | 1,440 sqft · built 2002 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,000 (Feb 2026) |
| Tax Bill | $1,946 (2025) |
| Deeds & Mortgages | Oct 2016 Mortgage Feb 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0369B-021-000 |
| Primary APN | 0369B-021-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Gross Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 53,579 sqft (1.23 acres) |
| Porch | Open Porch |
| Porch Area | 416 sqft |
| Account Number | 8889 |
|---|---|
| Street Address | 309 STIRRUP CT |
| City | GUYTON |
| State | GA |
| Zip | 31312-4732 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AR-2 |
| Legal Description | 1.23 AC LOT 21 |
| Legal Subdivision | SADDLEHORNE |
| Legal Phase | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30208 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 STIRRUP CT, GUYTON, GA 31312-4732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2016 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE |
| Feb 3, 2026 | Warranty Deed, Transfer VETERANS UNITED HOME LOANS |
| Jan 24, 2024 | Limited Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE |
| Sep 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE |
| Sep 1, 2021 | Warranty Deed, Transfer |
| Jan 5, 2021 | Foreclosure |
| Jun 22, 2006 | Deed, Transfer · Conventional Mortgage CITIZENS BANK OF EFFINGHAM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on Record |
| Deed Sale | Feb 3, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2024 · Amount on Record |
| Deed Book / Page | 3022 / 1 |
| Prior Transfer Date | Jan 5, 2021 |
| Prior Transfer Doc | 002695/255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 309 STIRRUP CT, GUYTON, GA 31312-4732 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002371/94 |
|---|---|
| Date | Oct 6, 2016 |
| Book Page | 2371/94 |
| Instrument | 008638 |
| Name | GUILD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 3, 2026 |
| Property Address | 309 STIRRUP CT, GUYTON, GA 31312-4732 |
| Document Number | 00003022/1 |
| Book / Page | 3022 / 1 |
| Instrument Date | Jan 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.47 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 STIRRUP CT, GUYTON, GA 31312-4732 |
| Document Number | 0000030224 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 3022/4 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 24, 2024 |
| Property Address | 309 STIRRUP CT # 21, 21, GUYTON, GA 31312-4732 |
| Document Number | 002891/334 |
| Book / Page | 2891 / 334 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024000170 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 STIRRUP CT, GUYTON, GA 31312-4732 |
| Document Number | D2024000520 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | D2024000520 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 309 STIRRUP CT # 21, 21, GUYTON, GA 31312-4732 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 309 STIRRUP CT, GUYTON, GA 31312-4732 |
| Document Number | 0000002728/0000000227 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 0000002728/0000000227 |
| Instrument | 011816 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 1, 2021 |
| Property Address | 309 STIRRUP CT # 21, 21, GUYTON, GA 31312-4732 |
| Document Number | 002728/224 |
| Book / Page | 2728 / 224 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021-002952 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 STIRRUP CT, GUYTON, GA 31312-4732 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 5, 2021 |
| Property Address | 309 STIRRUP CT # 21, 21, GUYTON, GA 31312-4732 |
| Document Number | 002695/255 |
| Book / Page | 2695 / 255 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021-001635 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2015 MANHATTAN BEACH BLVD, REDONDO BEACH, CA 90278-1226 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 22, 2006 |
| Property Address | 309 STIRRUP CT, GUYTON, GA 31312-4732 |
| Document Number | 0001474/30 |
| Book / Page | 1474 / 30 |
| Instrument Date | Jun 22, 2006 |
| Instrument | 2006-002103 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 E 4TH ST, RINCON, GA 31326-9248 |
| Investor | Possibly a Property Investor |
| Document Number | 0001474/32 |
|---|---|
| Date | Jun 27, 2006 |
| Book Page | 1474/32 |
| Name | CITIZENS BANK OF EFFINGHAM |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,441 (+1.83%) Land $26,220 Building $26,221 | $131,104 (+1.83%) Land $65,550 Building $65,554 | |
| 2025 | $1,946.00 (+87.84%) Homeowner's exemption | $51,499 (-6.2%) Land $26,220 Building $25,279 | $128,747 (-6.2%) Land $65,550 Building $63,197 |
| 2024 | $1,036.00 (+112.3%) Homeowner's exemption | $54,902 (+16.22%) Land $26,220 Building $28,682 | $137,254 (+16.22%) Land $65,550 Building $71,704 |
| 2023 | $488.00 (-47.64%) Homeowner's exemption | $47,240 (+15.78%) Land $20,240 Building $27,000 | $118,101 (+15.78%) Land $50,600 Building $67,501 |
| 2022 | $932.00 Homeowner's exemption | $40,800 Land $13,800 Building $27,000 | $102,001 Land $34,500 Building $67,501 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Windstream DSL | 200 / 20 |
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