309 State St, Owosso, MI 48867 Property Records

Shiawassee County property record for 309 State St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$69,900 (Nov 2025)
Tax Bill$1,467 (2025)
Deeds & MortgagesNov 2025 Sale
Nov 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN050-621-002-004-00

Property Details

APN / Parcel Number

Primary APN050-621-002-004-00

Exterior

Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address309 STATE ST
CityOWOSSO
StateMI
Zip48867-2526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 12 LOT 2 & N 12 LOT 3 BLK 2 GEO THOMAS ADD
Legal SubdivisionGEO THOMAS ADD
Legal Block2
Legal Lot Number2-3
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1034
Census Tract30600

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4425 W HOWE RD, DEWITT, MI 48820-9295
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Warranty Deed, Transfer
UNKNOWN, MI INVESTMENT TITLE INC
Nov 13, 2025Warranty Deed, Transfer
UNKNOWN, MI INVESTMENT TITLE INC
Aug 10, 2018Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Prior SaleNov 13, 2025 · Amount on Record
Deed Document Number20253397349
Deed Book / Page1332 / 854
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateNov 13, 2025
Property Address309 STATE ST, OWOSSO, MI 48867-2526
Document Number0013320854
Book / Page1332 / 854
Instrument DateOct 29, 2025
Instrument3397349
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyUNKNOWN, MI INVESTMENT TITLE INC

Transaction

AmountAmount Recorded
Tax$525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 CENTURY BLVD STE 307, 307, NASHVILLE, TN 37214-3692

Transferred To (Grantee/Buyer)

NameVerified Name
Address4425 W HOWE RD, DEWITT, MI 48820-9295

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateNov 13, 2025
Property Address309 STATE ST, OWOSSO, MI 48867-2526
Document Number0013320853
Book / Page1332 / 853
Instrument DateOct 28, 2025
Instrument3397348
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyUNKNOWN, MI INVESTMENT TITLE INC

Transaction

AmountAmount Recorded
Tax$367.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 RHINE DR, KENNER, LA 70065-1129

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CENTURY BLVD STE 307, 307, NASHVILLE, TN 37214-3692
InvestorPossibly a Property Investor

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address309 STATE ST, OWOSSO, MI 48867-2526
Document Number0012490358
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedSep 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address309 STATE ST OWOSSO MI 488672526, OWOSSO, MI 48867-2526

Mortgage

Document Number0012490358
DateAug 28, 2018
Book Page001249/000358
Instrument3312738
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 27, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,100 (+12.45%)$110,200 (+12.45%)
2025$1,467.00 (+2.66%) Homeowner's exemption$49,000 (+21.29%)$98,000 (+21.29%)
2023$1,429.00 Homeowner's exemption$40,400$80,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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