Genesee County property record for 309 Spruce St, Mount Morris, MI 48458
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,482 sqft · built 1946 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Nov 2022) |
| Tax Bill | $1,959 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage May 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-12-527-046 |
| Primary APN | 57-12-527-046 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Foundation Type | No Foundation |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 100 ft deep x 85 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 309 SPRUCE ST |
|---|---|
| City | MOUNT MORRIS |
| State | MI |
| Zip | 48458-1936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SF PUD |
| Legal Description | LOT 64 & W 30 FT OF LOT 65 PLAT OF BUENA VISTA |
| Legal Subdivision | PLAT |
| Legal Lot Number | 64-65 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MOUNT MORRIS |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 12310 |
Source: Genesee County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 SPRUCE ST, MOUNT MORRIS, MI 48458-1936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS/AMERICA |
| Oct 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Prior Sale | May 7, 2018 · Amount on Record |
| Deed Document Number | 202272201 |
| Prior Transfer Date | Oct 12, 2017 |
| Prior Transfer Doc | 0000066463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 16, 2022 |
| Property Address | 309 SPRUCE ST, MOUNT MORRIS, MI 48458-1936 |
| Document Number | 0000072201 |
| Map Reference | MB 5 PG 32 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 202211160072201 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3098 HITS RD, 3098, GLADWIN, MI 48624 |
| Name | Verified Name |
|---|---|
| Address | 628 SIMCOE AVE, FLINT, MI 48507-1677 |
| Document Number | 0000072189 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 202211160072189 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 7, 2018 |
| Property Address | 309 SPRUCE ST, MOUNT MORRIS, MI 48458-1936 |
| Document Number | 0000065300 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 65300 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2018 |
| Title Company | SARGENTS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 CRABAPPLE CT FLINT MI 485065215, FLINT, MI 48506-5215 |
| Document Number | 64689 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 64689 |
| Name | MORTGAGE EXPRESS/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 6, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 18, 2017 |
| Property Address | 309 SPRUCE ST, MOUNT MORRIS, MI 48458-1936 |
| Document Number | 0000066463 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 66463 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3210 E DODGE RD CLIO MI 484209702, CLIO, MI 48420-9702 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 16, 2017 |
| Property Address | 309 SPRUCE ST, MOUNT MORRIS, MI 48458-1936 |
| Document Number | 0000065922 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 65922 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3210 E DODGE RD CLIO MI 484209702, CLIO, MI 48420-9702 |
Source: Genesee County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Mount Morris City |
| Unified School District | Mount Morris Consolidated School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,959.00 (-30.26%) Homeowner's exemption | $60,400 (+11.85%) | $120,800 (+11.85%) |
| 2024 | $2,809.00 (+53.92%) | ||
| 2023 | $54,000 | $108,000 | |
| 2021 | $1,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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