Montgomery County property record for 309 Spruce Rd, Flourtown, PA 19031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,148 sqft · built 1958 |
| Lot Size | 0.363 acres (15,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (May 1999) |
| Tax Bill | $8,247 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-00-16300-00-1 |
| Primary APN | 52-00-16300-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,148 sqft Living Area |
| 1st Floor Area | 1,698 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,800 sqft (0.363 acres) |
| Lot Dimensions | 115 ft deep x 105 ft wide |
| Patio Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 309 SPRUCE RD |
|---|---|
| City | FLOURTOWN |
| State | PA |
| Zip | 19031-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L 81 |
| Legal Subdivision | FLOURTOWN GARDENS SEC 01 |
| Legal Block | 46F |
| Legal Lot Number | 81 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 210300 |
309 Spruce Rd is owned and occupied by an individual who acquired it in June 2004.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 SPRUCE RD, FLOURTOWN, PA 19031-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 1999 · Amount on File |
| Deed Sale | May 6, 1999 · Amount on File |
| Deed Document Number | 19999357 |
| Deed Book / Page | 5270 / 919 |
| Last Transfer Date | Jun 2, 2004 |
| Transfer Doc | 0000122508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 309 SPRUCE RD, FLOURTOWN, PA 19031-2236 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 309 SPRUCE RD, FLOURTOWN, PA 19031-2236 |
| Document Number | 0158792116 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 15879/2116 |
| Instrument | 2024013491 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 309 SPRUCE RD, FLOURTOWN, PA 19031-2236 |
| Document Number | 0150320632 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 309 SPRUCE RD FLOURTOWN PA 190312236, FLOURTOWN, PA 19031-2236 |
| Document Number | 0150320632 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 015032/000632 |
| Instrument | 84410 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 12, 2040 |
The 2026 property tax bill for 309 Spruce Rd was $8,247.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,247.00 | $160,890 | $160,890 |
| 2025 | $8,247.00 | ||
| 2024 | $160,890 (-) | ||
| 2023 | $7,579.00 (+3.61%) | $160,890 | |
| 2022 | $7,315.00 | ||
| 1998 | $160,890 | ||
| 1996 | $160,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Spruce Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 59 (1979–2011) |
| Claims Outside the SFHA | 23 of 59 |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures