309 Springwood Cir, Crestview, FL 32536 Property Records

Okaloosa County property record for 309 Springwood Cir, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,528 sqft · built 1988
Lot Size	0.307 acres (13,360 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jun 2022)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-1761-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-1761-8`
Alternative APNs	`12-3N-24-055B-0001-0270` `24N312055B00010270`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	1,624 sqft
1st Floor Area	1,528 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	13,360 sqft (0.307 acres)
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 SPRINGWOOD CIR
City	CRESTVIEW
State	FL
Zip	32536-6517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY OAKS EST II LOT 27 BLK 1
Legal Range	24W
Legal Township	03N
Legal Section	12
Legal Subdivision	COUNTRY OAKS EST
Legal Block	1
Legal Lot Number	27
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5026
Census Tract	20500

Owner

309 Springwood Cir is owned and occupied by two individuals who bought it in June 2022.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 SPRINGWOOD CIR, CRESTVIEW, FL 32536-6517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 2, 2020	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Apr 2, 2020 · Amount on File
Deed Document Number	20223558344
Deed Book / Page	3628 / 1466
Prior Transfer Date	Jan 30, 2002
Prior Transfer Doc	0023410811
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	309 SPRINGWOOD CIR, CRESTVIEW, FL 32536-6517
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MAYO ST, HURLBURT FIELD, FL 32544-1053

Mortgage

Document Number	0036281468
Date	Jun 17, 2022
Book Page	3628/1468
Instrument	3558345

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 2, 2020
Property Address	309 SPRINGWOOD CIR, CRESTVIEW, FL 32536-6517
Document Number	0034533731
Book / Page	003453 / 003731
Instrument Date	Mar 27, 2020
Instrument	3349161
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 SPRINGWOOD CIR CRESTVIEW FL 325366517, CRESTVIEW, FL 32536-6517

Mortgage

Document Number	34533733
Date	Apr 2, 2020
Book Page	003453/003733
Instrument	3349162

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 309 Springwood Cir was $2,782.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00	$175,284 Land $28,010 Building $147,274	$175,284 Land $28,010 Building $147,274
2023	$3,137.00 (+42.66%)	$193,910 (+29.93%) Land $23,797 Building $170,113	$193,910 (+29.93%) Land $23,797 Building $170,113
2022	$2,199.00	$149,241 Land $22,240 Building $127,001	$149,241 Land $22,240 Building $127,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Springwood Cir in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Springwood Cir is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	CRESTVIEW, CITY OF WATER DEPT.
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: CenturyLink, Verizon.

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