Rowan County property record for 309 Spring Garden Ave, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 946 sqft · built 1947 |
| Lot Size | 0.68 acres (29,550 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $768 (2026) |
| Deeds & Mortgages | Sep 2024 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 245A180 |
| Primary APN | 245A180 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 946 sqft Living Area |
| 1st Floor Area | 946 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Lot Area | 29,550 sqft (0.68 acres) |
| Lot Dimensions | 394 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 84 sqft |
| Storage Building | 140 sqft |
| Heating System | Radiant |
|---|
| Street Address | 309 SPRING GARDEN AVE |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-9167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L22 & PTL23 |
| Legal Subdivision | MRS CC UPRIGHT PROP |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | ATWELL |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 51502 |
309 Spring Garden Ave is owned and occupied by two individuals who acquired it in October 2023.
Source: Rowan County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 SPRING GARDEN AVE, KANNAPOLIS, NC 28081-9167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 13, 2023 | Warranty Deed, Transfer · VA Mortgage TJC MORTGAGE INC |
| Jul 6, 2023 | Warranty Deed, Transfer KEYSTONE TITLE |
| Jul 6, 2023 | Warranty Deed, Transfer KEYSTONE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 |
| Deed Sale | Oct 13, 2023 |
| Prior Sale | Jul 6, 2023 · Amount on File |
| Deed Book / Page | 1431 / 215 |
| Prior Transfer Date | Dec 18, 2008 |
| Prior Transfer Doc | 0011380349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 309 SPRING GARDEN AVE, KANNAPOLIS, NC 28081-9167 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 309 SPRING GARDEN AVE, KANNAPOLIS, NC 28081-9167 |
| Document Number | 0014480333 |
|---|---|
| Date | Sep 6, 2024 |
| Book Page | 1448/333 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 13, 2023 |
| Property Address | 309 SPRING GARDEN AVE, KANNAPOLIS, NC 28081-9167 |
| Document Number | 0014310215 |
| Book / Page | 1431 / 215 |
| Map Reference | MB 9995 PG 287 |
| Instrument Date | Oct 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $506.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 851 BEE BALM TRL, FORT MILL, SC 29708-0400 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 309 SPRING GARDEN AVE, KANNAPOLIS, NC 28081-9167 |
| Document Number | 0001431216 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 1431/216 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 6, 2023 |
| Property Address | 309 SPRING GARDEN AVE, KANNAPOLIS, NC 28081-9167 |
| Document Number | 0014260017 |
| Book / Page | 1426 / 17 |
| Map Reference | MB 9995 PG 287 |
| Instrument Date | Jul 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | KEYSTONE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 22ND ST # ST1, ST1, HERMOSA BEACH, CA 90254-2511 |
| Name | Verified Name |
|---|---|
| Address | 309 SPRING GARDEN AVE, KANNAPOLIS, NC 28081-9167 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 6, 2023 |
| Property Address | 309 SPRING GARDEN AVE, KANNAPOLIS, NC 28081-9167 |
| Document Number | 0014260014 |
| Book / Page | 1426 / 14 |
| Map Reference | MB 9995 PG 287 |
| Instrument Date | Jul 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | KEYSTONE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 950 LANE ST, KANNAPOLIS, NC 28083-3748 |
| Name | Verified Name |
|---|---|
| Address | 128 22ND ST APT 1, 1, HERMOSA BEACH, CA 90254-2511 |
The 2026 property tax bill for 309 Spring Garden Ave was $768.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $768.00 | $116,478 (-) Land $28,000 Building $88,478 | $116,478 Land $28,000 Building $88,478 |
| 2025 | $768.00 | $116,478 Land $28,000 Building $88,478 | |
| 2023 | $683.00 (+63.4%) | $103,629 (+82.74%) Land $28,000 Building $75,629 | $116,478 (+105.4%) Land $28,000 Building $88,478 |
| 2022 | $418.00 | $56,709 Land $18,000 Building $38,709 | $56,709 Land $18,000 Building $38,709 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Spring Garden Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 Spring Garden Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TANGLEWOOD S/D private · serves 231 people · EPA ID NC0180147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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