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309 Spencer Pl, Saint Peters, MO 63376 Property Records

St. Charles County property record for 309 Spencer Pl, Saint Peters, MO 63376

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,982 sqft · built 1985
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Sep 2024)
Tax Bill$3,661 (2025)
Deeds & MortgagesSep 2026 Transfer
Sep 2026 Sale
Flood ZoneZone X (minimal risk)
APNA850001479

Property Details

APN / Parcel Number

Primary APNA850001479
Alternative APN
  • 2-0110-5717-00-0018.0000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories1 Story
Building Area1,982 sqft Living Area
Gross Area4,504 sqft
1st Floor Area1,982 sqft
Basement Area1,950 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleDuplex Single
Exterior MaterialHardboard/Plywood
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area32 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA850001479
Street Address309 SPENCER PL
CitySAINT PETERS
StateMO
Zip63376-2397
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeAF2
Legal DescriptionSPENCER PL LOT 18
Legal SubdivisionSPENCER PL
Legal Lot Number18
JurisdictionST CHARLES MO
Township / Civil DivisionST. PETERS
Census Block Group3
Census Block3011
Census Tract311311

Owner

309 Spencer Pl, a duplex, is owned by an individual who acquired it in August 2026.

Source: St. Charles County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2432 MUEGGE RD, SAINT CHARLES, MO 63303-3150
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 21, 2026Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2024 · Amount on File
Deed SaleSep 19, 2024 · Amount on File
Prior SaleSep 19, 2024 · Amount on File
Deed Document Number202438643
Last Transfer DateAug 18, 2026
Transfer Doc0000044906
Record UpdatedOct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CHARLES MO
Recording DateSep 21, 2026
Property Address309 SPENCER PL, SAINT PETERS, MO 63376-2397
Document Number0000044907
Instrument DateAug 18, 2026
Instrument202644907
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2432 MUEGGE RD, SAINT CHARLES, MO 63303-3150

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionST CHARLES MO
Recording DateSep 21, 2026
Property Address309 SPENCER PL, SAINT PETERS, MO 63376-2397
Document Number0000044906
Instrument DateAug 18, 2026
Instrument202644906
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2432 MUEGGE RD, SAINT CHARLES, MO 63303-3150

Tax Assessment & Valuation

The 2025 property tax bill for 309 Spencer Pl was $3,661, up 6.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Peters City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,054 (-)$273,965 (-) Land $60,000 Building $213,965
2025$3,661.00 (+6.15%)$52,054$273,965 Land $60,000 Building $213,965
2024$3,449.00
2023$47,743
2022$251,283 Land $42,000 Building $209,283

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Spencer Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Spencer Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PETERS PWS
serves 52,575 people · EPA ID MO6010719
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: i3 Broadband.

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