309 Sonoma Lake Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 309 Sonoma Lake Ct, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,341 sqft · built 2009
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Last Sale	$246,240 (Dec 2009)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026483-0960`

Property Details

APN / Parcel Number

Primary APN	`026483-0960`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,341 sqft Living Area
Gross Area	2,835 sqft
1st Floor Area	2,013 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	301 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 SONOMA LAKE CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	62/25-35 SANDY CREEK PHASE 1 LOT 96 OR4130/1027 &4155/863(C/Q)
Legal Range	28E
Legal Township	05S
Legal Section	21
Legal Subdivision	SANDY CREEK PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	96
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2050
Census Tract	20904

Owner

309 Sonoma Lake Ct is owned by a company that acquired it in February 2016 and is owner-occupied.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Company Name on File
Mailing Address	309 SONOMA LAKE CT, SAINT AUGUSTINE, FL 32095-8947
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2009 · Amount on File
Deed Sale	Dec 18, 2009 · Amount on File
Prior Sale	Oct 2, 2009 · Amount on File
Deed Document Number	200964629
Deed Book / Page	3270 / 890
Last Transfer Date	Feb 29, 2016
Transfer Doc	0041550863
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	309 SONOMA LAKE CT, SAINT AUGUSTINE, FL 32095-8947
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SONOMA LAKE CT, SAINT AUGUSTINE, FL 32095-8947

Mortgage

Document Number	0054270001
Date	Nov 23, 2021
Book Page	5427/1
Instrument	2021127026

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 309 Sonoma Lake Ct was $3,256 with a homeowner's exemption, up 14.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,634 (+2.7%)	$379,633 (-7.96%) Land $100,000 Building $279,633
2025	$3,256.00 (+14.13%) Homeowner's exemption	$255,729	$412,455 Land $100,000 Building $312,455
2024	$2,853.00 (+2.08%)
2023	$2,795.00 (+3.14%) Homeowner's exemption	$239,585 (+3%)	$404,330 (+8.14%) Land $100,000 Building $304,330
2022	$2,710.00 Homeowner's exemption	$232,607	$373,890 Land $84,000 Building $289,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Sonoma Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Sonoma Lake Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20