309 Somerset Pl, Lompoc, CA 93436 Property Records

Santa Barbara County property record for 309 Somerset Pl, Lompoc, CA 93436

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,778 sqft · built 1966
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,000 (Jan 2016)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085-432-011`

Property Details

APN / Parcel Number

Primary APN	`085-432-011`
Alternative APN	`08543211`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,778 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	309 SOMERSET PL
City	LOMPOC
State	CA
Zip	93436-7143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOM 118 LOT 247
Legal Subdivision	LOM-118
Legal Lot Number	247
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	LOMPOC
Census Block Group	2
Census Block	2004
Census Tract	3102

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 SOMERSET PL, LOMPOC, CA 93436-7143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2016 · Amount on Record
Deed Sale	Jan 26, 2016 · Amount on Record
Prior Sale	Oct 28, 2011 · Amount on Record
Deed Document Number	20163524
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	309 SOMERSET PL, LOMPOC, CA 93436-7143
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, IRON CREST NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SOMERSET PL, LOMPOC, CA 93436-7143

Mortgage

Document Number	0000000437
Date	Jan 7, 2026
Instrument	2026-0000437

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year T-Bill
Max Rate	5.25%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	309 SOMERSET PL, LOMPOC, CA 93436-7143
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SOMERSET PL, LOMPOC, CA 93436-7143

Mortgage

Document Number	0000004558
Date	Feb 13, 2024
Instrument	2024-0004558

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	309 SOMERSET PL, LOMPOC, CA 93436-7143
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SOMERSET PL, LOMPOC, CA 93436-7143

Mortgage

Document Number	0000085439
Date	Dec 16, 2021
Instrument	2021-0085439

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Lompoc City
Unified School District	Lompoc Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,590 (+2%) Land $108,669 Building $278,921
2025	$4,303.00 (+6.25%) Homeowner's exemption Additional exemption filed	$379,991 (+4.04%) Land $106,539 Building $273,452
2023	$4,050.00 (+1.33%) Homeowner's exemption Additional exemption filed	$365,237 Land $102,402 Building $262,835
2022	$3,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMPOC-CITY WATER UTILITY DIV serves 40,538 people · EPA ID CA4210006
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Advanced Wireless, Verizon.

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