Gates County property record for 309 Smith Rd, Gates, NC 27937
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 2009 |
| Lot Size | 4.76 acres (207,346 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (May 2026) |
| Tax Bill | $1,888 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jan 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-02545 |
| Primary APN | 10-02545 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 207,346 sqft (4.76 acres) |
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 28000 |
|---|---|
| Street Address | 309 SMITH RD |
| City | GATES |
| State | NC |
| Zip | 27937-9475 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | A1 |
| Legal Description | LOT 1 GATES COUNTY ESTATE |
| Legal Subdivision | GATES COUNTY ESTATE |
| Legal Lot Number | 1 |
| Jurisdiction | GATES NC |
| Township / Civil Division | REYNOLDSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970300 |
Source: Gates County records · APN 10-02545
Assessment roll updated September 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 SMITH RD, GATES, NC 27937-9475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit BAYPORT CU |
| Jan 06, 2023 | Deed of Trust, Mortgage · Line of Credit BAYPORT CU |
| May 26, 2026 | Warranty Deed, Transfer · Construction Mortgage AMERICAN HOME MORTGAGE ACCEPT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Sep 12, 2014 · Amount on Record |
| Deed Document Number | 2026324718 |
| Deed Book / Page | 395 / 846 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GATES NC |
| Property Address | 309 SMITH RD, GATES, NC 27937-9475 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000374/507 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 374/507 |
| Instrument | 320492 |
| Name | BAYPORT CU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GATES NC |
| Property Address | 309 SMITH RD, GATES, NC 27937-9475 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000375/212 |
|---|---|
| Date | Jan 06, 2023 |
| Book Page | 375/212 |
| Instrument | 320634 |
| Name | BAYPORT CU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 05, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GATES NC |
| Recording Date | May 26, 2026 |
| Property Address | 309 SMITH RD, GATES, NC 27937-9475 |
| Document Number | 0000324718 |
| Book / Page | 395 / 846 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026324718 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 309 SMITH RD, GATES, NC 27937-9475 |
| Document Number | 0000324718, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 395/850 |
| Instrument | 2026324718 |
| Name | AMERICAN HOME MORTGAGE ACCEPT |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Gates County records · Assessment roll updated September 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gates County |
| Unified School District | Gates County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,888.00 (+10.09%) | $238,592 (+40.6%) Land $70,436 Building $168,156 | $238,592 (+40.6%) Land $70,436 Building $168,156 |
| 2023 | $1,715.00 | $169,698 Land $58,442 Building $111,256 | $169,698 Land $58,442 Building $111,256 |
Source: FEMA National Flood Hazard Layer, Gates County (37073C), as of December 29, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370739703001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| eNCore Connects Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
Based on FCC filings for 14 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NC0437020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GATES COUNTY WATER SYSTEM serves 11,621 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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