309 Sidney St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 309 Sidney St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 790 sqft · built 1894
Lot Size	0.158 acres (6,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jun 2026)
Tax Bill	$3,166 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-42-0112`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-42-0112`
Alternative APNs	`8351293` `395142`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	790 sqft Living Area
1st Floor Area	564 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,880 sqft (0.158 acres)
Lot Dimensions	172 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	395142
Street Address	309 SIDNEY ST E
City	SAINT PAUL
State	MN
Zip	55107-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARDS REARRANGEMENT OF,BLOCK LOT 8 BLK 42
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	WARDS REARRANGEMENT OF,BLOCK
Legal Block	42
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	37200

Owner

Source: Ramsey County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 SIDNEY ST E, SAINT PAUL, MN 55107-3135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	20265109272
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 11, 2026
Property Address	309 SIDNEY ST E, SAINT PAUL, MN 55107-3135
Document Number	0A05109272
Instrument Date	Jun 5, 2026
Instrument	20265109272
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,397.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 SIDNEY ST E, SAINT PAUL, MN 55107-3135

Mortgage

Document Number	0005109273,
Date	Jun 11, 2026
Instrument	20265109273

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 30, 2021
Property Address	309 SIDNEY ST E, SAINT PAUL, MN 55107-3135
Document Number	0A04899187
Instrument Date	Jul 26, 2021
Instrument	A04899187
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SIDNEY ST E, SAINT PAUL, MN 55107-3135

Mortgage

Document Number	0A04899188
Date	Jul 30, 2021
Instrument	A04899188

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,300 (-1.85%) Land $25,500 Building $175,800	$201,300 (-1.85%) Land $25,500 Building $175,800
2025	$3,166.00 (+17.43%)	$205,100 (+19.94%) Land $25,500 Building $179,600	$205,100 (+19.94%) Land $25,500 Building $179,600
2024	$2,696.00 (+0.67%)
2023	$2,678.00	$171,000 Land $19,800 Building $151,200	$171,000 Land $19,800 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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