309 Sharon St, Covington, OH 45318 Property Records

Miami County property record for 309 Sharon St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1955
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on Record
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Aug 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`H19-008470`

Property Details

APN / Parcel Number

Primary APN	`H19-008470`
Alternative APNs	`080529.2-22-014-00` `H19NH072 03700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	95 ft deep x 128 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	136 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	H19NH072 03700
Street Address	309 SHARON ST
City	COVINGTON
State	OH
Zip	45318-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INLOT 1325
Legal Subdivision	VILLAGE/COVINGTON
Legal Lot Number	1325
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2003
Census Tract	325000

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 SHARON ST, COVINGTON, OH 45318-1735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage COVINGTON S&L ASSN
Aug 4, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2018
Deed Sale	Mar 13, 2018
Prior Sale	Feb 21, 2018
Deed Document Number	2018OR-02924
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	309 SHARON ST, COVINGTON, OH 45318-1735
Document Number	0000012787
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SHARON ST COVINGTON OH 453181735, COVINGTON, OH 45318-1735

Mortgage

Document Number	0000012787
Date	Oct 20, 2017
Instrument	12787

Lender

Name	COVINGTON S&L ASSN
Type	Federal Savings Bank
Address	117 N HIGH ST, COVINGTON, OH 45318-1307

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 4, 2017
Property Address	309 SHARON ST, COVINGTON, OH 45318-1735
Document Number	0000009609
Instrument Date	Jul 18, 2017
Instrument	9609
Transaction Type	Foreclosure
Record Updated	Aug 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 LARRY ST COVINGTON OH 453181753, COVINGTON, OH 45318-1753

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00 (+7.67%) Homeowner's exemption	$61,500 (+23.57%) Land $14,040 Building $47,460	$175,700 (+23.56%) Land $40,100 Building $135,600
2024	$1,864.00 (+1.53%) Homeowner's exemption	$49,770 (-) Land $15,190 Building $34,580
2023	$1,836.00 (-3.47%)	$49,770 (-) Land $15,190 Building $34,580	$142,200 (-) Land $43,400 Building $98,800
2022	$1,902.00	$49,770 Land $15,190 Building $34,580	$142,200 Land $43,400 Building $98,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sharon St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures