309 Sequoia St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 309 Sequoia St, Morro Bay, CA 93442

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,206 sqft · built 1984
Lot Size	0.028 acres (1,206 sqft)
Owner	2 Company Names on Record
Last Sale	$681,500 (Jan 2026)
Tax Bill	$7,476 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065-148-055`

Property Details

APN / Parcel Number

Primary APN	`065-148-055`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,206 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	1,206 sqft (0.028 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	309 SEQUOIA ST
City	MORRO BAY
State	CA
Zip	93442-1409
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Description	CY MB TR 2054 UT 3 PTN LT 1
Legal Subdivision	TR2054
Legal Tract	2054
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2009
Census Tract	10505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1525 CLOISTER DR, LA HABRA HEIGHTS, CA 90631-8660
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 26, 2024	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 26, 2024	Grant Deed, Transfer · Conventional Mortgage VALLEY STRONG CU
Jun 2, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Mar 26, 2024 · Amount on Record
Deed Document Number	2026325
Prior Transfer Date	Mar 14, 2024
Prior Transfer Doc	0000007838
Record Updated	Sep 20, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 6, 2026
Property Address	309 SEQUOIA ST, MORRO BAY, CA 93442-1409
Document Number	0000000325
Map Reference	MB 18 PG 57
Instrument Date	Dec 10, 2025
Instrument	2026000325
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1525 CLOISTER DR, LA HABRA HEIGHTS, CA 90631-8660

Mortgage

Document Number	0000000326
Date	Jan 6, 2026
Instrument	2026000326

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 26, 2024
Property Address	309 SEQUOIA ST, MORRO BAY, CA 93442-1409
Document Number	0000007838
Map Reference	MB 18 PG 67
Instrument Date	Mar 14, 2024
Instrument	2024007838
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13509 FARINGFORD LN, BAKERSFIELD, CA 93311-8724

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 26, 2024
Property Address	309 SEQUOIA ST, MORRO BAY, CA 93442-1409
Document Number	0000007837
Map Reference	MB 18 PG 67
Instrument Date	Feb 27, 2024
Instrument	2024007837
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13509 FARINGFORD LN, BAKERSFIELD, CA 93311-8724

Mortgage

Document Number	0000007839
Date	Mar 26, 2024
Instrument	2024007839

Lender

Name	VALLEY STRONG CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	5-Year TN
Max Rate	11.2%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 2, 2023
Property Address	309 SEQUOIA ST, MORRO BAY, CA 93442-1409
Document Number	0000015372
Map Reference	MB 18 PG 57
Instrument Date	May 24, 2023
Instrument	2023015372
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	903 INVERNESS DR, PASO ROBLES, CA 93446-3494

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$691,866 (+2%) Land $426,564 Building $265,302
2025	$7,476.00 (+49.52%)	$678,300 (+50.14%) Land $418,200 Building $260,100
2023	$5,000.00 (+6.68%)	$451,783 Land $278,879 Building $172,904
2022	$4,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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