309 Seabreeze Cir, Inlet Beach, FL 32461 Property Records

Walton County property record for 309 Seabreeze Cir, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,150 sqft · built 2002
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Aug 2020)
Tax Bill	$3,982 (2024)
Deeds & Mortgages	May 2020 Construction Loan Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16141-000-0120`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16141-000-0120`
Alternative APN	`1061529`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,150 sqft Living Area
Gross Area	3,846 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Lot Dimensions	16 ft deep x 11.6 ft wide
Garage Type	Finished
Garage Area	676 sqft

Exterior Amenities

Porch	Porch
Porch Area	996 sqft
Patio Area	24 sqft
Fence	Fence
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1061529
Street Address	309 SEABREEZE CIR
City	INLET BEACH
State	FL
Zip	32461-0749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK B SEABREEZE PH 2 S/D PB 8-44 OR 868-119 OR 1388-156 OR 3106-729 OR 3121-684 OR 3153-1587
Legal Range	18W
Legal Township	03S
Legal Section	28
Legal Subdivision	BLK B SEABREEZE S/D PH
Legal Phase	2
Legal Block	B
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1048
Census Tract	950610

Owner

309 Seabreeze Cir is owned and occupied by two individuals who bought it in August 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	309 SEABREEZE CIR, INLET BEACH, FL 32461-0749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Construction Loan · Construction Mortgage DONNA S REED
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit GRIMSLEY WC JR TRUST (IT)
Oct 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 21, 2019	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Oct 15, 2019 · Amount on File
Deed Document Number	20200028531
Deed Book / Page	3153 / 1587
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	May 28, 2020
Property Address	309 SEABREEZE CIR, INLET BEACH, FL 32461-0749
Document Number	0031441419
Book / Page	003144 / 001419
Instrument Date	May 21, 2020
Instrument	17956
Transaction Type	Construction Loan
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SEABREEZE CIR SEACREST FL 324617007, SEACREST, FL 32461-7007

Mortgage

Document Number	31441419
Date	May 28, 2020
Book Page	003144/001419
Instrument	17956

Lender

Name	DONNA S REED
Address	6555 SUGARLOAF PKWY, DULUTH, GA 30097-4930

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 27, 2021

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	309 SEABREEZE CIR, INLET BEACH, FL 32461-0749
Document Number	0031303676
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SEABREEZE CIR INLET BEACH FL 324617007, INLET BEACH, FL 32461-7007

Mortgage

Document Number	0031303676
Date	Jan 21, 2020
Book Page	003130/003676
Instrument	2152

Lender

Name	GRIMSLEY WC JR TRUST (IT)
Address	7911 THOMAS DR # 2, PANAMA CITY, FL 32408-7572

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Oct 15, 2019
Property Address	309 SEABREEZE CIR, INLET BEACH, FL 32461-0749
Document Number	0031210684
Book / Page	003121 / 000684
Instrument Date	Sep 26, 2019
Instrument	35873
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,731.80
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 HOMESTEAD DR #4 EDWARDS CO 81632, 4, EDWARDS, CO 81632

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 21, 2019
Property Address	309 SEABREEZE CIR, INLET BEACH, FL 32461-0749
Document Number	0031060729
Book / Page	003106 / 000729
Instrument Date	May 20, 2019
Instrument	16442
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$4,613.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	309 SEABREEZE CIR SEACREST FL 324617007, SEACREST, FL 32461-7007

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,186,536 Land $440,000 Building $746,536	$1,186,536 Land $440,000 Building $746,536
2024	$3,982.00 (+3.83%)
2023	$3,835.00 (+1.24%) Homeowner's exemption	$1,015,848 (+11.51%) Land $356,041 Building $659,807	$1,015,848 (+11.51%) Land $356,041 Building $659,807
2022	$3,788.00 Homeowner's exemption	$910,955 Land $395,206 Building $515,749	$910,955 Land $395,206 Building $515,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Seabreeze Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Seabreeze Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: REV, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Seabreeze Cir

Nearby Streets

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